CMS Price Transparency Data

Inguinal hernia repair

Facility: SSM Health Saint Louis University Hospital

Billing Code: 49505 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$2,893

about 0.8× the $3,658 Medicare rate · typically $2,018–$4,839

modeled estimate · not a bill or quote

What this hospital charges insurers

$2,107

Below the fair price — a good deal

about $786 under the fair price · 0.6× Medicare

Medicare pays $3,658 Fair price $2,893 This hospital $2,107

How we calculate the fair BaseRate →

How this hospital compares to other MO hospitals

Highest price of the 9 MO hospitals we have prices for — worth calling around.

Cheapest $385 Priciest $2,107

Black dot = this hospital, among the 9 MO hospitals with a price for this procedure. Full list below.

A fair price for a Inguinal hernia repair is about $2,893 (about 0.8× the $3,658 Medicare rate). SSM Health Saint Louis University Hospital charges insurers about $2,107 — below the fair price — a good deal. Located in Saint Louis, MO.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$3,764 - $5,698	103%
Blue Cross Blue Shieldmajor	$639 - $3,514	17%
Aetnamajor	$2,298 - $3,658	63%
Cignamajor	$2,175	59%
Humanamajor	$3,647	100%
Ambetter (Centene)	$3,148 - $3,622	86%
HealthLink	$3,085 - $4,616	84%
Oscar Health	$3,886 - $4,303	106%
+ 1 smaller / regional plan	$3,694

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price, before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 49505.

Insurance Before you use insurance

Call your insurance company to confirm SSM Health Saint Louis University Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 49505.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at SSM Health Saint Louis University Hospital

Compare: Inguinal hernia repair at other MO hospitals

Insurance negotiated median for the same procedure, sorted lowest first.