Hospital observation (per hour)
Facility: Missouri Delta Medical Center
Billing Code: G0378 (HCPCS)
This hospital's typical commercial price is $10 compared to the $71 fair price benchmark.
2-Star CMS clinical quality rating paired with 0.14× fair market pricing.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
4 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $19 | — |
| Blue Cross Blue Shieldmajor | $24 | — |
| Aetnamajor | $28 | — |
| Cignamajor | $31 | — |
| HealthLink | $30 | — |
| + 1 smaller / regional plan | $13 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Missouri Delta Medical Center
Compare: Hospital observation (per hour) at other MO hospitals
- Mosaic Life Care at St Joseph · Saint Joseph $5
- Research Medical Center · Kansas City $5
- Centerpoint Medical Center · Independence $5
- Lee's Summit Medical Center · Lees Summit $5
- Belton Regional Medical Center · Belton $5
- Lafayette Regional Health Center · Lexington $5
- Hermann Area District Hospital · Hermann $11
- Putnam County Memorial Hospital · Unionville $26
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Missouri Delta Medical Center (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $15
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $15).
Self-Pay Cash Rate ($10) Beats Your Bill
Missouri Delta Medical Center's published 45 CFR § 180 self-pay cash rate is $10 (vs. $82 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $71 Fair BaseRate ($41 Medicare)
Your entered amount is at or below the modeled Fair BaseRate benchmark ($71).
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.