CMS Price Transparency Data

Colonoscopy with biopsy

Facility: St Lukes Hospital of Kansas City

Billing Code: 45380 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45380
Insurance Median: $1,649
Cash Discount Price: $9,722
vs. Medicare Baseline: 1.35x Medicare

The contracted insurance negotiated median rate for a Colonoscopy with biopsy at St Lukes Hospital of Kansas City is $1,649. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $9,722. Compared to the federal Medicare reimbursement reference rate of $1,222.56, this hospital’s rate is 1.35x the Medicare baseline. Located in 4401 Wornall Road, Kansas City, MO.

Cash / Self-Pay

$9,722

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,649

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$1,222.56

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $1,222.56 (100%)

Cash / Self-Pay: $9,722 (795%)

Insurance Median: $1,649 (135%)

Cash: $9,722 (795% of Medicare)

Ins. Median: $1,649 (135% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $1,222.56 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$382 - $1,005	31%
Cigna	$1,350 - $6,179	110%
Humana	$1,350 - $3,029	110%
Blue Cross Blue Shield	$1,364 - $3,258	112%
Commercial-Contracted [8000]	$1,811	148%
UnitedHealthcare	$2,316 - $2,350	189%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $9,722.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45380.

Insurance In-Network Protection Plan

Contact your insurance company to confirm St Lukes Hospital of Kansas City is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45380.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.