CMS Price Transparency Data

Blood test, ferritin (iron stores)

Facility: University of Missouri Health Care

Billing Code: 82728 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82728
Insurance Median: $53
Cash Discount Price: $72
vs. Medicare Baseline: 3.89x Medicare

The contracted insurance negotiated median rate for a Blood test, ferritin (iron stores) at University of Missouri Health Care is $53. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $72. Compared to the federal Medicare reimbursement reference rate of $13.63, this hospital’s rate is 3.89x the Medicare baseline. Located in One Hospital Drive, Columbia, MO.

Cash / Self-Pay

$72

Average discount available for prompt cash payment at this facility.

Insurance Median

$53

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.63 (100%)

Cash / Self-Pay: $72 (528%)

Insurance Median: $53 (389%)

Cash: $72 (528% of Medicare)

Ins. Median: $53 (389% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 389% of the Medicare baseline (a markup of 289%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Healthy Blue	$18	132%
United Community	$18	132%
UnitedHealthcare	$19 - $22	139%
Home State	$20	147%
Medica With Mu Health	$23	169%
Coventry Health Plan	$24	176%
Aetna	$30 - $101	220%
Immergun	$38 - $46	279%
Blue Cross Blue Shield	$43	315%
Healthlink	$60	440%
Coventry Health Plan National	$82 - $98	602%
Mercy	$82 - $98	602%
Cox Health Network	$88 - $105	646%
Cigna	$93 - $111	682%
Multiplan	$96 - $115	704%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $72.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82728.

Insurance In-Network Protection Plan

Contact your insurance company to confirm University of Missouri Health Care is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82728.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.