CMS Price Transparency Data

Speech therapy (group session)

Facility: University of Missouri Health Care

Billing Code: 92508 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 92508
Insurance Median: $122
Cash Discount Price: $98
vs. Medicare Baseline: 5.07x Medicare

The contracted insurance negotiated median rate for a Speech therapy (group session) at University of Missouri Health Care is $122. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $98. Compared to the federal Medicare reimbursement reference rate of $24.05, this hospital’s rate is 5.07x the Medicare baseline. Located in One Hospital Drive, Columbia, MO.

Cash / Self-Pay

$98

Average discount available for prompt cash payment at this facility.

Insurance Median

$122

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$24.05

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $24.05 (100%)

Cash / Self-Pay: $98 (407%)

Insurance Median: $122 (507%)

Cash: $98 (407% of Medicare)

Ins. Median: $122 (507% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $24.05 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 507% of the Medicare baseline (a markup of 407%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Healthy Blue	$31	129%
United Community	$31	129%
Home State	$33	137%
Medica With Mu Health	$40 - $162	166%
Coventry Health Plan	$41	170%
Aetna	$44 - $126	183%
Immergun	$57	237%
UnitedHealthcare	$106 - $190	441%
Healthlink	$117	486%
Coventry Health Plan National	$122	507%
Mercy	$122	507%
Blue Cross Blue Shield	$129 - $167	536%
Cox Health Network	$130	541%
Cigna	$139	578%
Multiplan	$143	595%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $98.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 92508.

Insurance In-Network Protection Plan

Contact your insurance company to confirm University of Missouri Health Care is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 92508.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.