CMS Price Transparency Data

X-ray, chest (single view)

Facility: University of Missouri Health Care

Billing Code: 71045 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 71045
Insurance Median: $246
Cash Discount Price: $249
vs. Medicare Baseline: 2.77x Medicare

The contracted insurance negotiated median rate for a X-ray, chest (single view) at University of Missouri Health Care is $246. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $249. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 2.77x the Medicare baseline. Located in One Hospital Drive, Columbia, MO.

Cash / Self-Pay

$249

Average discount available for prompt cash payment at this facility.

Insurance Median

$246

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $249 (280%)

Insurance Median: $246 (277%)

Cash: $249 (280% of Medicare)

Ins. Median: $246 (277% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 277% of the Medicare baseline (a markup of 177%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$28 - $249	31%
Medica With Mu Health	$28	31%
Healthlink	$77 - $246	87%
UnitedHealthcare	$84 - $300	94%
Aetna	$85 - $349	96%
American Health Management	$85	96%
Humana	$85	96%
Wellcare	$85	96%
Provider Partners Health Plan	$87	98%
Healthy Blue	$113	127%
United Community	$113	127%
Home State	$120	135%
Immergun	$132 - $159	148%
Coventry Health Plan	$246 - $294	277%
Coventry Health Plan National	$284 - $340	319%
Mercy	$284 - $340	319%
Cox Health Network	$302 - $362	340%
Cigna	$321 - $385	361%
Multiplan	$333 - $399	375%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $249.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 71045.

Insurance In-Network Protection Plan

Contact your insurance company to confirm University of Missouri Health Care is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 71045.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.