Gallbladder removal (laparoscopic)
Facility: Liberty Hospital
Billing Code: 47562 (CPT)
- CPT Billing Code: 47562
- Insurance Median: $7,520
- Cash Discount Price: Unavailable
- vs. Medicare Baseline: 1.22x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $6,176.47 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Blue Cross Blue Shield | $110 - $25,144 | 2% |
| Aetna | $5,121 - $7,526 | 83% |
| Cigna | $5,121 | 83% |
| UnitedHealthcare | $5,121 - $8,449 | 83% |
| Medicare (plans) | $5,172 - $5,633 | 84% |
| Humana | $5,223 - $10,610 | 85% |
| Healthy Blue | $5,495 | 89% |
| Ambetter / Centene | $6,504 | 105% |
| Home State Health | $7,515 | 122% |
Consumer Guidance & Cost Commentary
For a gallbladder removal (laparoscopic) at Liberty Hospital in Liberty, MO, the Medicare benchmark rate of $6,176.47 serves as the most reliable baseline for understanding the facility's pricing structure, as it represents the federal government's calculated "true cost" of care. While the hospital's median negotiated rate for insured patients is $7,520, which is approximately 22% higher than the Medicare amount, the cash-pay option may offer significant savings for patients with high-deductible plans or those unable to secure insurance coverage. In this specific case, the cash rate is not listed, but patients should be aware that commercial negotiated rates often include administrative overhead and are typically higher than the cash price, making upfront payment a strategic consideration if the cash rate is available.
It is important to note that Liberty Hospital is a voluntary non-profit acute care facility in Missouri, and while the data does not provide specific state or county average comparisons for this procedure, the lack of a cash median suggests that the negotiated rates of $7,520 may be the primary pricing point for most patients. Patients should proactively contact the hospital to inquire about "self-pay" or "prompt-pay" discounts, which can reduce bills by 20% to 50% when paid in full upfront, effectively bypassing the costly claims processing cycle that inflates commercial rates. Furthermore, if a patient receives a bill exceeding the Medicare benchmark, they should request an itemized billing audit to identify potential errors, such as unbundled codes or services not rendered, since over 80% of hospital bills contain discrepancies that can be corrected through formal written disputes.