X-ray, hip
Facility: Liberty Hospital
Billing Code: 73502 (CPT)
- CPT Billing Code: 73502
- Insurance Median: $90
- Cash Discount Price: $122
- vs. Medicare Baseline: 1.01x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Blue Cross Blue Shield | $11 - $396 | 12% |
| Aetna | $49 - $81 | 55% |
| Cigna | $81 | 91% |
| Medicare (plans) | $81 - $89 | 91% |
| UnitedHealthcare | $81 - $133 | 91% |
| Humana | $82 | 92% |
| Healthy Blue | $87 | 98% |
| Ambetter / Centene | $102 | 115% |
| Home State Health | $118 | 133% |
| Fox Everett | $259 | 291% |
| Phcs | $324 | 364% |
| Multiplan | $359 | 404% |
Consumer Guidance & Cost Commentary
Liberty Hospital, located at 2525 Glenn Hendren Dr in Liberty, Missouri, billed $432 for the CPT code 73502 (X-ray, hip). This gross charge is significantly higher than the facility's own cash median rate of $122 and the state of Missouri's average cash rate of $162. For patients without insurance or those with high-deductible plans, paying the cash median of $122 may be more cost-effective than relying on insurance, which has a median negotiated rate of $90 but often requires meeting a deductible first. It is important to note that insurance rates can vary widely by plan; for instance, Blue Cross Blue Shield plans range from $11 to $396, while UnitedHealthcare plans range from $81 to $133.
Patients should verify if their specific insurance plan has a lower negotiated rate than the cash price, as administrative fees and claim processing costs often inflate commercial rates. If you are self-pay, ask the hospital directly about "self-pay" or "prompt-pay" discounts, which can reduce the bill by 20% to 50% if paid in full upfront. Additionally, do not accept summary bills as the final invoice; request a detailed, itemized statement to ensure no errors or unbundled charges exist, as over 80% of hospital bills contain mistakes. Finally, if you receive a balance bill after insurance payment, dispute it immediately using the No Surprises Act, as providers cannot legally bill you for the difference between their chargemaster rate and the insurance allowed amount for out-of-network services at an in-network facility.