CMS Price Transparency Data

Breast lump removal

Facility: Saint Luke's East Hospital

Billing Code: 19120 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 19120
Insurance Median: $3,781
Cash Discount Price: $13,271
vs. Medicare Baseline: 0.95x Medicare

The contracted insurance negotiated median rate for a Breast lump removal at Saint Luke's East Hospital is $3,781. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $13,271. Compared to the federal Medicare reimbursement reference rate of $4,000.24, this hospital’s rate is 0.95x the Medicare baseline. Located in 100 N E Saint Luke's Boulevard, Lees Summit, MO.

Cash / Self-Pay

$13,271

Average discount available for prompt cash payment at this facility.

Insurance Median

$3,781

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$4,000.24

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4,000.24 (100%)

Cash / Self-Pay: $13,271 (332%)

Insurance Median: $3,781 (95%)

Cash: $13,271 (332% of Medicare)

Ins. Median: $3,781 (95% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4,000.24 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$59 - $3,874	1%
Commercial-Contracted [8000]	$202 - $10,103	5%
Medicaid / KanCare	$1,235 - $5,484	31%
Cigna	$2,250 - $7,072	56%
Humana	$2,250 - $4,941	56%
Blue Cross Blue Shield	$3,078 - $6,446	77%
Transplants-Case Rates [5750]	$3,536 - $10,103	88%
Aetna	$5,528 - $9,598	138%
First Health [5512]	$5,989	150%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $13,271.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 19120.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Saint Luke's East Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 19120.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.