CMS Price Transparency Data

Colonoscopy (diagnostic)

Facility: Washington County Memorial Hospital

Billing Code: 45378 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45378
Insurance Median: $551
Cash Discount Price: $702
vs. Medicare Baseline: 0.58x Medicare

The contracted insurance negotiated median rate for a Colonoscopy (diagnostic) at Washington County Memorial Hospital is $551. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $702. Compared to the federal Medicare reimbursement reference rate of $950.1, this hospital’s rate is 0.58x the Medicare baseline. Located in 300 Health Way, Potosi, MO.

Cash / Self-Pay

$702

Average discount available for prompt cash payment at this facility.

Insurance Median

$551

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$950.1

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $950.1 (100%)

Cash / Self-Pay: $702 (74%)

Insurance Median: $551 (58%)

Cash: $702 (74% of Medicare)

Ins. Median: $551 (58% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $950.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Ambetter / Centene	$251 - $516	26%
UnitedHealthcare	$337 - $1,987	35%
Blue Cross Blue Shield	$459 - $1,134	48%
One Health Plan Of Kansas	$459 - $945	48%
Cigna	$502 - $1,033	53%
Humana	$551 - $1,134	58%
Three Rivers Provider Network	$551 - $1,134	58%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $702.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45378.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Washington County Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45378.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.