CMS Price Transparency Data

Culture, blood

Facility: Harrison County Community Hospital

Billing Code: 87040 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 87040
Insurance Median: $51
Cash Discount Price: $52
vs. Medicare Baseline: 4.94x Medicare

The contracted insurance negotiated median rate for a Culture, blood at Harrison County Community Hospital is $51. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $52. Compared to the federal Medicare reimbursement reference rate of $10.32, this hospital’s rate is 4.94x the Medicare baseline. Located in 2600 Miller Street, Bethany, MO.

Cash / Self-Pay

$52

Average discount available for prompt cash payment at this facility.

Insurance Median

$51

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$10.32

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $10.32 (100%)

Cash / Self-Pay: $52 (504%)

Insurance Median: $51 (494%)

Cash: $52 (504% of Medicare)

Ins. Median: $51 (494% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $10.32 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 494% of the Medicare baseline (a markup of 394%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Multiplan	$10 - $64	97%
Healthy Blue	$13	126%
Home State	$13	126%
UnitedHealthcare	$13 - $68	126%
Aetna	$46 - $70	446%
Allwell	$46	446%
Ambetter / Centene	$46	446%
Blue Advantage Plus	$46	446%
Care Improvement Plus	$46	446%
Humana	$46 - $72	446%
Provider Partners Health Plans	$50	484%
Blue Cross Blue Shield	$51 - $70	494%
6 Degrees Health	$64	620%
Cigna	$64	620%
Wellmark	$64	620%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $52.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 87040.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Harrison County Community Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 87040.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.