CMS Price Transparency Data

Psychotherapy session (45 minutes)

Facility: Hermann Area District Hospital

Billing Code: 90834 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$128

about 0.7× the $181 Medicare rate · typically $98–$306

modeled estimate · not a bill or quote

What this hospital charges insurers

$110

Below the fair price — a good deal

about $18 under the fair price · 0.6× Medicare

Medicare pays $181 Fair price $128 This hospital $110 Cash price $115 Hospital's list price $192

How we calculate the fair BaseRate →

How this hospital compares to other MO hospitals

A typical price — 4 charge more and 4 charge less, among the 9 MO hospitals compared.

Cheapest $83 Priciest $137

Black dot = this hospital, among the 9 MO hospitals with a price for this procedure. Full list below.

A fair price for a Psychotherapy session (45 minutes) is about $128 (about 0.7× the $181 Medicare rate). Hermann Area District Hospital charges insurers about $110, or about $115 in cash — below the fair price — a good deal. Located in Hermann, MO.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$61 - $112	34%
Blue Cross Blue Shieldmajor	$69 - $185	38%
Aetnamajor	$70 - $216	39%
Cignamajor	$93 - $135	51%
Humanamajor	$69 - $100	38%
Ambetter (Centene)	$108 - $160	60%
HealthLink	$102 - $148	56%
WellCare	$70 - $102	39%
+ 7 smaller / regional plans	$66 - $204

Government programs also on file: Military & VA.

Excludes 3 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 115), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 90834.

Insurance Before you use insurance

Call your insurance company to confirm Hermann Area District Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 90834.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Hermann Area District Hospital

Compare: Psychotherapy session (45 minutes) at other MO hospitals

Insurance negotiated median for the same procedure, sorted lowest first.