CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: Mercy St Francis Hospital

Billing Code: 72148 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72148
Insurance Median: $2,768
Cash Discount Price: $1,999
vs. Medicare Baseline: 11.35x Medicare

The contracted insurance negotiated median rate for a MRI, lower back (no contrast) at Mercy St Francis Hospital is $2,768. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,999. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 11.35x the Medicare baseline. Located in 100 West Highway 60, Po Box 82, Mountain View, MO.

Cash / Self-Pay

$1,999

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,768

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)

Cash / Self-Pay: $1,999 (820%)

Insurance Median: $2,768 (1135%)

Cash: $1,999 (820% of Medicare)

Ins. Median: $2,768 (1135% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1135% of the Medicare baseline (a markup of 1035%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$131 - $1,596	54%
Blue Cross Blue Shield	$224 - $2,983	92%
Medicare (plans)	$226 - $1,098	93%
UnitedHealthcare	$317 - $2,921	130%
Tricare	$1,046	429%
Aetna	$1,055 - $2,737	433%
Cherokee Nation Health Serv Contracted [320066]	$1,055	433%
Cigna	$1,055 - $2,921	433%
Cross Timbers Hospice [20098]	$1,055	433%
Dept Of Veteran Affairs Contracted [320106]	$1,055	433%
Elara Caring Aspire Hospice [20433]	$1,055	433%
Globalhealth Contracted [320145]	$1,055	433%
Halo Hcr Inc Hospice Contracted [320432]	$1,055	433%
Halo Hcr Inc Hospice [20432]	$1,055	433%
Humana	$1,055 - $2,768	433%
Indian Health Service Contracted [320198]	$1,055	433%
Kindful Hospice Contracted [320434]	$1,055	433%
Kindful Hospice [20434]	$1,055	433%
Medical Associates Health Contracted [320444]	$1,055	433%
Mercy Hospice Okc [20252]	$1,055	433%
Mercy Mgd Behavioral Health Contracted [320259]	$1,055	433%
Pace Of The Ozarks Contracted [320518]	$1,055	433%
Provider Partners Health Plans Contracted [320450]	$1,055	433%
Qual Choice Contracted [320325]	$1,055	433%
Administrative Payor Contracted [320005]	$1,384	568%
Healthscope Contracted [320182]	$1,402	575%
Ambetter / Centene	$1,596	655%
Home State Health Plan Contracted [320187]	$1,596	655%
Novasys Contracted [320285]	$1,596	655%
Centivo Contracted [320505]	$1,784	732%
Healthlink Contracted [320179]	$1,999 - $2,921	820%
Preferred Health Plan Contracted [320522]	$1,999	820%
Workers Comp [20426]	$2,460 - $2,614	1009%
Auxiant Contracted [320462]	$2,768 - $2,921	1135%
Mercy Benefit Admin Contracted [320251]	$2,768 - $2,921	1135%
Point C Contracted [320238]	$2,768 - $2,921	1135%
United Medical Resources Contracted [320454]	$2,768 - $2,860	1135%
Medica Contracted [320239]	$2,906	1192%
90 Degree Benefits Contracted [320436]	$2,921	1198%
Aither Health Contracted [320449]	$2,921	1198%
Benefit Management Contracted [320052]	$2,921	1198%
Ebms Contracted [320493]	$2,921	1198%
Edison Health Solutions Contracted [320502]	$2,921	1198%
Evolutions Health Care Contracted [320124]	$2,921	1198%
First Health Contracted [320128]	$2,921	1198%
Health Systems Inc Contracted [320174]	$2,921	1198%
Imagine 360 Contracted [320494]	$2,921	1198%
Insurance System Inc Contracted [320465]	$2,921	1198%
Multiplan Contracted [320270]	$2,921	1198%
Point C [20238]	$2,921	1198%
Private Health Care Systems Contracted [320320]	$2,921	1198%
Reflect Health Contracted [320492]	$2,921	1198%
Show-Me Health Administrators Contracted [320483]	$2,921	1198%
Usa Managed Care Org Contracted [320429]	$2,921	1198%
Yuzu Health Contracted [320521]	$2,921	1198%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,999.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72148.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Mercy St Francis Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72148.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.