Blood test, urea nitrogen (BUN, kidney)
Facility: Mercy Hospital Carthage
Billing Code: 84520 (CPT)
- CPT Billing Code: 84520
- Insurance Median: $29
- Cash Discount Price: $34
- vs. Medicare Baseline: 7.34x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $3.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 734% of the Medicare baseline (a markup of 634%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Aetna | $4 - $46 | 101% |
| Blue Cross Blue Shield | $4 - $16 | 101% |
| Humana | $4 - $16 | 101% |
| Medicaid / KanCare | $4 - $29 | 101% |
| Medicare (plans) | $4 - $15 | 101% |
| UnitedHealthcare | $5 - $45 | 127% |
| United Medical Resources Contracted [320454] | $6 - $47 | 152% |
| Cherokee Nation Health Serv Contracted [320066] | $14 | 354% |
| Cigna | $14 - $47 | 354% |
| Cross Timbers Hospice [20098] | $14 | 354% |
| Dept Of Veteran Affairs Contracted [320106] | $14 | 354% |
| Elara Caring Aspire Hospice [20433] | $14 | 354% |
| Globalhealth Contracted [320145] | $14 | 354% |
| Halo Hcr Inc Hospice Contracted [320432] | $14 | 354% |
| Halo Hcr Inc Hospice [20432] | $14 | 354% |
| Indian Health Service Contracted [320198] | $14 | 354% |
| Kindful Hospice Contracted [320434] | $14 | 354% |
| Kindful Hospice [20434] | $14 | 354% |
| Medical Associates Health Contracted [320444] | $14 | 354% |
| Mercy Hospice Okc [20252] | $14 | 354% |
| Mercy Mgd Behavioral Health Contracted [320259] | $14 | 354% |
| Pace Of The Ozarks Contracted [320518] | $14 | 354% |
| Provider Partners Health Plans Contracted [320450] | $14 | 354% |
| Qual Choice Contracted [320325] | $14 | 354% |
| Tricare | $14 | 354% |
| Point C Contracted [320238] | $18 - $47 | 456% |
| Health Systems Inc Contracted [320174] | $22 | 557% |
| Insurance System Inc Contracted [320465] | $22 | 557% |
| Administrative Payor Contracted [320005] | $23 | 582% |
| Centivo Contracted [320505] | $24 | 608% |
| Healthscope Contracted [320182] | $27 | 684% |
| Ambetter / Centene | $29 | 734% |
| Home State Health Plan Contracted [320187] | $29 | 734% |
| Novasys Contracted [320285] | $29 | 734% |
| Benefit Management Contracted [320052] | $31 - $45 | 785% |
| Auxiant Contracted [320462] | $34 - $44 | 861% |
| Healthlink Contracted [320179] | $34 - $48 | 861% |
| Preferred Health Plan Contracted [320522] | $34 | 861% |
| Workers Comp [20426] | $42 - $52 | 1063% |
| 90 Degree Benefits Contracted [320436] | $44 | 1114% |
| Aither Health Contracted [320449] | $44 | 1114% |
| Ebms Contracted [320493] | $44 | 1114% |
| Edison Health Solutions Contracted [320502] | $44 | 1114% |
| Imagine 360 Contracted [320494] | $44 | 1114% |
| Mercy Benefit Admin Contracted [320251] | $44 - $47 | 1114% |
| Reflect Health Contracted [320492] | $44 | 1114% |
| Show-Me Health Administrators Contracted [320483] | $44 | 1114% |
| Yuzu Health Contracted [320521] | $44 | 1114% |
| Evolutions Health Care Contracted [320124] | $45 | 1139% |
| First Health Contracted [320128] | $45 | 1139% |
| Medica Contracted [320239] | $45 | 1139% |
| Multiplan Contracted [320270] | $45 | 1139% |
| Private Health Care Systems Contracted [320320] | $45 | 1139% |
| American Healthcare Alliance Contracted [320020] | $47 | 1190% |
| Ppo Plus Contracted [320310] | $47 | 1190% |
| Usa Managed Care Org Contracted [320429] | $47 | 1190% |