CMS Price Transparency Data

Psychotherapy session (60 minutes)

Facility: Long Term Acute Care Hospital Mosaic Life Care at St Joseph

Billing Code: 90837 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$171

about 0.9× the $181 Medicare rate · typically $125–$325

modeled estimate · not a bill or quote

What this hospital charges insurers

$132

Below the fair price — a good deal

about $39 under the fair price · 0.7× Medicare

Medicare pays $181 Fair price $171 This hospital $132 Cash price $170 Hospital's list price $200

How we calculate the fair BaseRate →

How this hospital compares to other MO hospitals

One of the lower prices — 5 of 8 other MO hospitals charge more for the same procedure.

Cheapest $126 Priciest $161

Black dot = this hospital, among the 9 MO hospitals with a price for this procedure. Full list below.

A fair price for a Psychotherapy session (60 minutes) is about $171 (about 0.9× the $181 Medicare rate). Long Term Acute Care Hospital Mosaic Life Care at St Joseph charges insurers about $132, or about $170 in cash — below the fair price — a good deal. Located in Saint Joseph, MO.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna HumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$116 - $282	64%
Blue Cross Blue Shieldmajor	$115 - $174	63%
Aetnamajor	$116 - $165	64%
Cignamajor	$176 - $229	97%
Ambetter (Centene)	$252 - $308	139%
Amerigroup	$82 - $149	45%
GEHA	$162 - $211	89%
HealthLink	$172 - $223	95%
Molina	$82 - $149	45%
SelectHealth	$172 - $223	95%
+ 5 smaller / regional plans	$80 - $356

Government programs also on file: Medicaid.

Excludes 2 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 170), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 90837.

Insurance Before you use insurance

Call your insurance company to confirm Long Term Acute Care Hospital Mosaic Life Care at St Joseph is in-network.
Ask your insurer whether prior approval is required for CPT code 90837.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Long Term Acute Care Hospital Mosaic Life Care at St Joseph

Compare: Psychotherapy session (60 minutes) at other MO hospitals

Insurance negotiated median for the same procedure, sorted lowest first.