Colonoscopy with biopsy
Facility: St Louis Childrens Hospital
Billing Code: 45380 (CPT)
This hospital's typical commercial price is $1,178 compared to the $675 fair price benchmark.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
Highest price of the 9 MO hospitals we have prices for — worth calling around.
Black dot = this hospital, among the 9 MO hospitals with a price for this procedure. Full list below.
Note: The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.
A fair price for a Colonoscopy with biopsy is about $675 (about 0.6× the $1,223 Medicare rate). St Louis Childrens Hospital charges insurers about $1,178, or about $8,766 in cash — above the fair price. Located in Saint Louis, MO.
This price is above the fair BaseRate — you may be able to pay less
Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $675. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
5 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $471 - $6,278 | 39% |
| Blue Cross Blue Shieldmajor | $1,178 - $2,847 | 96% |
| Aetnamajor | $471 - $1,178 | 39% |
| Cignamajor | $1,273 - $2,811 | 104% |
| Humanamajor | $1,178 - $3,856 | 96% |
| Medica | $495 - $4,141 | 40% |
| Priority Health | $1,405 - $2,811 | 115% |
| + 13 smaller / regional plans | $495 - $6,278 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at St Louis Childrens Hospital
Compare: Colonoscopy with biopsy at other MO hospitals
- Bates County Memorial Hospital · Butler $171
- Fitzgibbon Hospital · Marshall $208
- Harrison County Community Hospital · Bethany $211
- Mosaic Life Care at St Joseph · Saint Joseph $286
- Long Term Acute Care Hospital Mosaic Life Care at St Joseph · Saint Joseph $286
- Mercy Hospital Aurora · Aurora $311
- Mercy St Francis Hospital · Mountain View $347
- Mercy Hospital - Cassville · Cassville $372
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at St Louis Childrens Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $5,303
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $5,303).
Self-Pay Cash Rate ($8,766) Beats Your Bill
St Louis Childrens Hospital's published 45 CFR § 180 self-pay cash rate is $8,766 (vs. $1,178 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $675 Fair BaseRate ($1,223 Medicare)
Your bill ($14,610) is $13,935 above the denoised Fair BaseRate ($675) and 11.9× the $1,223 Medicare rate.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.