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Hospital Profile Critical Access Hospital Government - Local 15 Beds · rural Updated: 2/21/2025

Putnam County Memorial Hospital

1926 Oak Street, Po Box 389, Unionville, MO 63565 · 91 Priced Procedures

CMS Overall Rating No CMS Rating
Pillar 1 · The BaseRate™ CompositeHow 1.00× Fair BaseRate Works: Raw price averages unfairly penalize hospitals in high-wage cities or trauma centers treating sicker patients. We adjust for local CMS hospital wage levels and patient complexity first. A 1.00× score means right at the fair price average, 0.85× means 15% cheaper than fair market, and 1.30× means 30% above fair market.Above Fair Market · Negotiate
1.22×vs. Fair Market Price
Position vs. 1.00× Fair Price+22% Above Fair Price 1.00× (center of the bar) is the U.S. fair price average after accounting for local hospital wages and patient complexity. Left of center (<1.00×) is below fair price; right of center (>1.00×) is above fair price.

Typical commercial prices here are +22% above the fair benchmark (1.22×) even after accounting for local nurse/doctor wages and patient complexity.

Pillar 2 · VeriRate™ Data TrustHow VeriRate™ (0–100) Works: Hospitals are legally required to publish machine-readable price files, but some bury fake $0.01 numbers or omit cash discounts. VeriRate audits each file across 5 checks (hover any badge below to see what it tests).82/100 · Corroborated
82/100Self-Pay Cash Beats Insurance 15% of the Time
File Completeness78Provenance (File Completeness): Checks whether the hospital published a complete, up-to-date machine-readable price file with valid CPT and MS-DRG billing codes instead of leaving blanks.
Price Logic80Coherence (Price Logic): Checks whether the hospital’s numbers make basic sense — e.g., self-pay cash price is lower than gross list price, with no fake $0.01 or $999,999 placeholder numbers.
Peer Alignment67Concordance (Peer Alignment): Checks whether reported prices sit in a realistic range compared to Medicare and nearby hospitals rather than wild 100× unit errors.
Clean Billing86Regularity (Clean Billing): Checks whether rates are structured consistently across procedures without erratic statistical spikes or hidden unbundled facility fees.
Real Cash Discount100Cash Honesty (Real Cash Discount): Checks whether the hospital offers a genuine self-pay cash discount that beats or matches commercial insurance rates instead of billing full sticker price.
Pillar 3 · Clinical Quality & ER SpeedChecks whether higher hospital prices actually buy better clinical quality — combining CMS Star Ratings, hospital safety scores, and emergency room wait times.Regional Value Leader
CMS Star RatingNot RatedOfficial CMS Overall Hospital Quality Star Rating (1 to 5 stars) summarizing mortality, safety of care, readmissions, and patient experience.
Safety Score69/100Composite patient safety score (0–100) derived from CMS hospital-acquired infection rates (CLABSI, CAUTI, MRSA, C. diff), surgical complications, and HCAHPS surveys.
Typical ER Wait118 minMedian minutes patients spent in the emergency department before leaving from the visit, as reported to CMS Timely and Effective Care.

Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.

Behavioral Pricing FingerprintConsistent Department Multiples

Aligned Regional Benchmark Peer

Putnam County Memorial Hospital prices shoppable and inpatient services (2.7× to 1.3× Medicare, divergence 0.48×) in alignment with regional hospital peers (1.22× Fair BaseRate). Reviewing plan-specific negotiated rates and cash discounts helps lock in the lowest out-of-pocket tier.

#54 of 79 in MO · 67th State Percentile#2,063 of 3,385 in U.S. · 60th National Percentile
Advantage

Where They're Good (Patient & Payer Edge)

  • Bottom-quartile procedures (Q25) price at 0.80× the peer BaseRate benchmark
  • Self-pay cash beats commercial insurance on 15% of shoppable procedures (99/100 Cash Honesty)
  • CMS clinical safety score (69/100 safety score) with 72% patient recommendation
  • Binding Good Faith Estimate rights under 45 CFR § 149.610 protect self-pay patients before scheduling
Watchout

Where You Can Get Burned (Markup Traps)

  • Outpatient surgery & OR suites carry a 3.4× markup over Medicare rates
  • Commercial insurance median sits at 1.27× Fair BaseRate (2.7× Medicare), so insured patients should always compare the self-pay cash price before paying.
  • Specialty infusion drugs (J-codes) average 1.4× Medicare — verify per-unit billing on itemized statements
  • Unnegotiated chargemaster list prices average 7.8× Medicare (16¢ true HCRIS cost per $1 gross)
Front-Door ShoppableElective / Imaging
2.7× Medicare

Pre-scheduled outpatient procedures where patients can comparison-shop.

Back-Door Captive & ER0.48× Divergence
1.3× Medicare

Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.

Quantile Tail Spread+10% Upper Tail
Q25 0.80× · Q50 1.27× · Q75 1.40×

Detects median-gaming when upper-quartile codes spike above the p50 median.

Select any lens to inspect department markups, federal cost accounting, or insurer discounts.
Department & Integrity Multiples (vs. CMS Medicare Cost Anchor) Green ≤1.3× · Teal 1.3–1.8× · Amber 1.8–2.5× · Rose >2.5×
Front-Door Shoppable CareFront-Door Shoppable
2.7× MedicareFair
Outpatient Surgery & ORBack-Door Captive
3.4× MedicareElevated
Diagnostic Imaging (CT/MRI)Front-Door Shoppable
2.3× MedicareFair
Back-Door Captive ER VisitsBack-Door Captive
5.5× MedicareWatchout
Inpatient Lab & PathologyBack-Door Captive
5.5× MedicareWatchout
Specialty & Infusion Drugs (J-Codes)Back-Door Captive
1.4× MedicareGood
Self-Pay Cash Honesty & 501(r)Integrity & Outcomes
15% Cash Edge · 99/100Good
CMS Clinical Safety & Star ValueIntegrity & Outcomes
3 CMS · 69/100Fair

Procedure Prices at Putnam County Memorial Hospital

High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 91 published procedures.

Sort:
Procedure & Billing Code This Hospital vs. Fair
CT scan, abdomen and pelvis (with contrast)
CPT Code: 74177
$2,101 unverified
Breast lump removal
CPT Code: 19120
$1,834 0.5×
MRI, brain (with and without contrast)
CPT Code: 70553
$1,840 unverified
CT scan, head (with and without contrast)
CPT Code: 70470
$1,220 unverified
MRI, knee or other leg joint
CPT Code: 73721
$1,178 unverified
MRI, brain (no contrast)
CPT Code: 70551
$1,102 3.2×
CT scan, abdomen and pelvis (no contrast)
CPT Code: 74176
$1,104 unverified
MRI, lower back (no contrast)
CPT Code: 72148
$1,052 3.1×
CT scan, chest (no contrast)
CPT Code: 71250
$1,051 unverified
CT scan, neck (cervical spine)
CPT Code: 72125
$1,048 unverified
CT scan, lower back (lumbar spine)
CPT Code: 72131
$1,047 unverified
CT scan, head (with contrast)
CPT Code: 70460
$1,008 unverified
CT scan, sinuses
CPT Code: 70486
$923 unverified
CT scan, pelvis
CPT Code: 72192
$879 unverified
CT scan, head (no contrast)
CPT Code: 70450
$705 4.4×
Ultrasound, abdomen (complete)
CPT Code: 76700
$406 3.0×
Breathing treatment (nebulizer)
CPT Code: 94640
$427 2.1×
Ultrasound, pelvis
CPT Code: 76856
$372 2.9×
Blood transfusion
CPT Code: 36430
$396 0.8×
Echocardiogram (heart ultrasound)
CPT Code: 93306
$378 0.6×
Ultrasound, leg veins (duplex)
CPT Code: 93970
$341 1.3×
Ultrasound, abdomen (limited)
CPT Code: 76705
$306 2.4×
Ultrasound, thyroid and neck
CPT Code: 76536
$278 unverified
Diagnostic mammogram (both breasts)
CPT Code: 77066
$229 unverified
Screening mammogram (both breasts)
CPT Code: 77067
$229 unverified
Showing top 25 high-impact procedures of 91 total
Inline Bill X-Ray & 501(r) Calculator For-Profit Facility · Cash & Fair BaseRate Audit

Audit a Bill or Quote at Putnam County Memorial Hospital (Zero PHI Required)

CMS CCN: 261305
CPT 74177
Fair BaseRate™ $448
Medicare Rate $356
Self-Pay Cash $3,038
Insurer Median $2,101
Pre-filled with Putnam County Memorial Hospital’s charged/list benchmark
Screened against 2026 HHS Federal Poverty Guidelines
2026 FPL: $15,650 + $5,500 per additional person
Step 1 · 501(r) Charity Care Check 274% of 2026 FPL

Above Standard 400% FPL Financial-Assistance Ceiling

At 274% FPL, you exceed the standard 400% FPL tier, though medical-hardship caps (when bills exceed 10% of annual income) may still apply.

Step 2 · Cash vs. Insurance Arbitrage Save $1,302 Paying Cash

Self-Pay Cash Rate ($3,038) Beats Your Bill

Putnam County Memorial Hospital's published 45 CFR § 180 self-pay cash rate is $3,038 (vs. $2,101 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.

Step 3 · Fair BaseRate Target +$3,892 Above Fair BaseRate

Negotiate Toward $448 Fair BaseRate ($356 Medicare)

Your bill ($4,340) is $3,892 above the denoised Fair BaseRate ($448) and 12.2× the $356 Medicare rate.

1-Click Factual Dispute Summary: Copy a citation-backed benchmark memo (with CMS CCN, CPT code, Medicare reference, Fair BaseRate, and 26 U.S.C. § 501(r) calculations) to paste into patient-portal messages or billing appeals.
IRS Form 990 Schedule H & 26 U.S.C. § 501(r) For-Profit / Non-501(c)(3)

Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)

Public IRS & CMS ownership records classify Putnam County Memorial Hospital as a non-501(c)(3) facility. Federal 26 U.S.C. § 501(r) statutory charity-care caps apply specifically to tax-exempt nonprofit hospitals, though state hospital fair-pricing statutes and prompt-pay self-pay discounts may still apply.

Screen your household size, income, and itemized CPT codes against 2026 HHS Federal Poverty Guidelines: Calculate Your 501(r) Cap Above ↑
CMS Care Compare Public Quality Record

Clinical Quality, Patient Experience & Infection Benchmarks

Safety Composite69/100
Median ER Wait118 min
Left ER Before Seen0%
30-Day Mortality vs U.S.same
Unplanned Readmissionsame

CMS Price Transparency Administrative Enforcement Log

Factual public administrative actions published by the Centers for Medicare & Medicaid Services regarding 45 CFR § 180 compliance at Putnam County Memorial Hospital. Prior administrative notices do not necessarily reflect current compliance status.

  • 2025-02-28·administrative_or_closure

    Closure Notice

    Recorded
  • 2024-12-03·cap_corrective_action

    CAP Request

    Recorded

Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.

Care-Setting Arbitrage, Bilateral SVD Insurer Leverage & Regional Alternatives

How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings

Regional Value & Quality Leader Pareto Frontier (Price + Quality)

2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Putnam County Memorial Hospital.

Price Index: 0.57× regional baseline
Quality: 57/100 CMS composite
Median Household Income$56,875U.S. Census ACS
Local Uninsured Share10.9%Regional ACS estimate
200% FPL (1 Person)$31,920Common free-care ceiling
400% FPL (Family of 4)$128,600Common AGB cap ceiling
45 CFR § 180 Primary-Source Lineage & Federal Verification VeriRate 82/100 · Corroborated CMS CCN 261305

Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings

Published MRF File715aec_c15931e3b009470b91f60267a3023e5a.csv
Publication / Vintage2/21/2025 · 1.63 MB
Validated Rate Rows271 (CMS v2.0.0)
File Integrity Digest0881735abd9a6ae39b74…

Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.