CMS Price Transparency Data

Colonoscopy (diagnostic)

Facility: University of Mississippi Med Center

Billing Code: 45378 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45378
Insurance Median: $1,563
Cash Discount Price: $832
vs. Medicare Baseline: 1.65x Medicare

The contracted insurance negotiated median rate for a Colonoscopy (diagnostic) at University of Mississippi Med Center is $1,563. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $832. Compared to the federal Medicare reimbursement reference rate of $950.1, this hospital’s rate is 1.65x the Medicare baseline. Located in 2500 N State St, Jackson, MS.

Cash / Self-Pay

$832

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,563

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$950.1

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $950.1 (100%)

Cash / Self-Pay: $832 (88%)

Insurance Median: $1,563 (165%)

Cash: $832 (88% of Medicare)

Ins. Median: $1,563 (165% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $950.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Advhealth	$507	53%
Ms-Can-Molina	$716	75%
Ms-Can-Magnolia	$723	76%
Ms-Can-Truecare	$729	77%
Blue Cross Blue Shield	$793	83%
Medicare (plans)	$840	88%
Tricare	$840	88%
Va_Ccn	$840	88%
Medadv_Primewell	$865	91%
Medadv_Uhc	$865	91%
Medadv_Uhcdsnp	$865	91%
Wellcare	$865	91%
Humana	$873	92%
Cigna	$1,206	127%
Molina-Chip	$1,528	161%
Magnolia-Chip	$1,563	165%
Truecare-Chip	$1,563	165%
Ppoplus	$1,622	171%
Firsthealth	$1,664	175%
Multiplan	$1,664	175%
Aetna	$1,768	186%
Healthlink_Tupelo	$1,768	186%
Molina_Exchange	$1,805	190%
Phcs	$1,872	197%
Mpcn	$1,984	209%
Ambetter / Centene	$2,080	219%
Primewell	$2,080	219%
United	$2,080	219%
United-Options	$2,080	219%
Firstchoice	$2,099	221%
Firstchoice-Hum	$2,099	221%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $832.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45378.

Insurance In-Network Protection Plan

Contact your insurance company to confirm University of Mississippi Med Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45378.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.