CMS Price Transparency Data

CT scan, sinuses

Facility: Memorial Hospital Biloxi

Billing Code: 70486 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70486
Insurance Median: $359
Cash Discount Price: $1,869
vs. Medicare Baseline: 3.36x Medicare

The contracted insurance negotiated median rate for a CT scan, sinuses at Memorial Hospital Biloxi is $359. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,869. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 3.36x the Medicare baseline. Located in 150 Reynoir Street, Biloxi, MS.

Cash / Self-Pay

$1,869

Average discount available for prompt cash payment at this facility.

Insurance Median

$359

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $1,869 (1750%)

Insurance Median: $359 (336%)

Cash: $1,869 (1750% of Medicare)

Ins. Median: $359 (336% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 336% of the Medicare baseline (a markup of 236%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$81 - $359	76%
Magnolia Health	$82 - $143	77%
Molina	$82 - $5,153	77%
Cigna	$95 - $1,869	89%
Devoted Health	$97	91%
Aetna	$182	170%
First Choice	$206 - $1,922	193%
Sas Non-Mhg	$206	193%
Mhg	$217	203%
Sas Mhg	$401 - $1,629	375%
Fox Everett	$1,068	1000%
First Health	$1,922	1799%
Humana	$1,922	1799%
Mpcn	$2,003	1875%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,869.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70486.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Memorial Hospital Biloxi is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70486.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.