CMS Price Transparency Data

Culture, bacterial

Facility: Memorial Hospital Biloxi

Billing Code: 87070 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 87070
Insurance Median: $137
Cash Discount Price: $268
vs. Medicare Baseline: 15.89x Medicare

The contracted insurance negotiated median rate for a Culture, bacterial at Memorial Hospital Biloxi is $137. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $268. Compared to the federal Medicare reimbursement reference rate of $8.62, this hospital’s rate is 15.89x the Medicare baseline. Located in 150 Reynoir Street, Biloxi, MS.

Cash / Self-Pay

$268

Average discount available for prompt cash payment at this facility.

Insurance Median

$137

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$8.62

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $8.62 (100%)

Cash / Self-Pay: $268 (3109%)

Insurance Median: $137 (1589%)

Cash: $268 (3109% of Medicare)

Ins. Median: $137 (1589% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $8.62 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1589% of the Medicare baseline (a markup of 1489%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Sas Mhg	$3 - $244	35%
Devoted Health	$6 - $120	70%
Molina	$7 - $773	81%
Fox Everett	$8 - $160	93%
Magnolia Health	$8 - $14	93%
Sas Non-Mhg	$8 - $160	93%
UnitedHealthcare	$8	93%
Cigna	$9 - $280	104%
Aetna	$10 - $200	116%
First Choice	$10 - $288	116%
Mhg	$10 - $200	116%
First Health	$14 - $288	162%
Humana	$14 - $288	162%
Mpcn	$15 - $300	174%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $268.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 87070.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Memorial Hospital Biloxi is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 87070.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.