CMS Price Transparency Data

Physical therapy (functional capacity test)

Facility: Baptist Memorial Hospital North Ms

Billing Code: 97750 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97750
Insurance Median: $146
Cash Discount Price: $52
vs. Medicare Baseline: 4.33x Medicare

The contracted insurance negotiated median rate for a Physical therapy (functional capacity test) at Baptist Memorial Hospital North Ms is $146. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $52. Compared to the federal Medicare reimbursement reference rate of $33.73, this hospital’s rate is 4.33x the Medicare baseline. Located in 1100 Belk Blvd, Oxford, MS.

Cash / Self-Pay

$52

Average discount available for prompt cash payment at this facility.

Insurance Median

$146

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$33.73

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $33.73 (100%)

Cash / Self-Pay: $52 (154%)

Insurance Median: $146 (433%)

Cash: $52 (154% of Medicare)

Ins. Median: $146 (433% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $33.73 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 433% of the Medicare baseline (a markup of 333%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$22 - $146	65%
Advanced Health Systems Inc.	$34	101%
Blue Cross Blue Shield	$34	101%
Magnolia Ms	$50	148%
Ums Athletic Dept	$63	187%
Ppo Holdings	$86	255%
Magnolia Regional Health Center	$90	267%
Littler	$112	332%
Molina	$112	332%
Mpcn	$117	347%
Cigna	$124	368%
Primewell	$135	400%
Humana	$148	439%
First Choice Health Plan Of Ms	$158	468%
UnitedHealthcare	$160 - $237	474%
Multiplan	$169	501%
Novasys	$169	501%
Christian Health Aid	$180	534%
Ppo Plus	$191	566%
Qca	$202	599%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $52.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97750.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Baptist Memorial Hospital North Ms is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97750.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.