Colonoscopy (diagnostic)
Facility: Merit Health Madison
Billing Code: 45378 (CPT)
This hospital's typical commercial price is $1,528 compared to the $1,162 fair price benchmark.
3-Star CMS clinical quality rating paired with 1.31× fair market pricing.
Highest price of the 9 MS hospitals we have prices for — worth calling around.
Black dot = this hospital, among the 9 MS hospitals with a price for this procedure. Full list below.
A fair price for a Colonoscopy (diagnostic) is about $1,162 (about 1.2× the $950 Medicare rate). Merit Health Madison charges insurers about $1,528, or about $832 in cash — above the fair price. Located in Canton, MS.
This price is above the fair BaseRate — you may be able to pay less
Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $1,162. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
4 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $2,080 | 219% |
| Blue Cross Blue Shieldmajor | $527 | 55% |
| Cignamajor | $1,943 | 205% |
| Humanamajor | $873 | 92% |
| Ambetter (Centene) | $2,080 | 219% |
| Devoted Health | $882 | 93% |
| Molina | $716 - $1,805 | 75% |
| WellCare | $865 | 91% |
| + 6 smaller / regional plans | $507 - $1,679 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Merit Health Madison
Compare: Colonoscopy (diagnostic) at other MS hospitals
- Wayne General Hospital · Waynesboro $155
- North Sunflower Medical Center Cah · Ruleville $178
- Highland Hills Medical Center · Senatobia $329
- S E Lackey Memorial Hospital · Forest $427
- Monroe Regional Hospital · Aberdeen $473
- Simpson General Hospital Cah · Mendenhall $612
- Memorial Hospital at Gulfport · Gulfport $677
- Tallahatchie General Hospital-Cah · Charleston $695
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Merit Health Madison (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $755
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $755).
Self-Pay Cash Rate ($832) Beats Your Bill
Merit Health Madison's published 45 CFR § 180 self-pay cash rate is $832 (vs. $1,528 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $1,162 Fair BaseRate ($950 Medicare)
Your bill ($2,080) is $918 above the denoised Fair BaseRate ($1,162) and 2.2× the $950 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.