CMS Price Transparency Data

CT scan, lower back (lumbar spine)

Facility: Merit Health Central

Billing Code: 72131 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 72131
  • Insurance Median: $94
  • Cash Discount Price: $1,055
  • vs. Medicare Baseline: 0.88x Medicare
The contracted insurance negotiated median rate for a CT scan, lower back (lumbar spine) at Merit Health Central is $94. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,055. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 0.88x the Medicare baseline. Located in 1850 Chadwick Dr, Jackson, MS.
Cash / Self-Pay
$1,055

Average discount available for prompt cash payment at this facility.

Insurance Median
$94

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)
Cash / Self-Pay: $1,055 (988%)
Insurance Median: $94 (88%)
Cash: $1,055 (988% of Medicare)
Ins. Median: $94 (88% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Medicaid / KanCare $11 - $2,123 10%
Cigna $15 - $2,743 14%
UnitedHealthcare $16 - $2,952 15%
Self Pay $19 - $3,481 18%
Trimed Billing Solutions $22 - $4,177 21%
Ms State Hospital Of Whitfield $28 - $5,291 26%
First Choice Ppo Plus $34 - $6,265 32%
First Choice Standard $34 - $6,405 32%
First Choice Mpcn Standard $41 - $7,658 38%
Hinds County Prisoners $41 - $7,658 38%
Benefit Management Systems $54 - $11,835 51%
Citizens State Bank Inc $54 - $11,835 51%
First Choice Stratose $60 - $11,138 56%
Prime Health Services $60 - $11,138 56%
American Health Group $63 - $11,835 59%
Beech Street $63 - $11,835 59%
One Health Plan $67 - $12,531 63%
Ms Dept Of Rehabilitation Services $75 - $8,513 70%
Veterans Eval Services $75 - $90 70%
Magnolia Mcd Ms Chip $82 77%
Caresource Truecare $83 78%
Molina Chip $88 82%
Tricare $90 84%
Humana $93 87%
Medicare (plans) $93 87%
Node First Choice Shared Health Of Ms Mcr Adv $93 87%
Node Vantage Health Mcr Adv $93 87%
Node Champva $94 88%
Node Hospice Non Par Agree $94 88%
Node Magnolia Mcr Adv $94 88%
Node Va $94 88%
Molina $95 89%
Node Devoted Health Mcr Adv $95 89%
Node First Choice American Health Of Ms Mcr Adv $95 89%
Aetna $96 - $400 90%
Node First Choice Wellcare Mcr Adv $96 90%
Node Healthy Mississippi Mcr Adv $104 97%
Node Us Dept Of Labor $118 110%
First Choice Preferred $142 133%
Occunet $142 133%
Seven Corners $160 150%
Magnolia Exchange $165 154%
Molina Exchange $171 160%
First Choice Lgp $206 193%
Vantage Health Commercial $212 198%
Prime Work Comp $224 210%
Ms Work Comp $230 215%
Advanced Health Systems $242 227%
Blue Cross Blue Shield $312 292%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 1850 Chadwick Dr, Jackson, MS 39204
  • CMS Rating: ★★★☆☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals