CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: Merit Health Central

Billing Code: 72148 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 72148
  • Insurance Median: $215
  • Cash Discount Price: $1,122
  • vs. Medicare Baseline: 0.88x Medicare
The contracted insurance negotiated median rate for a MRI, lower back (no contrast) at Merit Health Central is $215. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,122. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 0.88x the Medicare baseline. Located in 1850 Chadwick Dr, Jackson, MS.
Cash / Self-Pay
$1,122

Average discount available for prompt cash payment at this facility.

Insurance Median
$215

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)
Cash / Self-Pay: $1,122 (460%)
Insurance Median: $215 (88%)
Cash: $1,122 (460% of Medicare)
Ins. Median: $215 (88% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Cigna $22 - $2,903 9%
UnitedHealthcare $23 - $3,124 9%
Self Pay $28 - $3,684 11%
Trimed Billing Solutions $33 - $4,421 14%
Ms State Hospital Of Whitfield $42 - $5,600 17%
First Choice Ppo Plus $50 - $6,632 21%
First Choice Standard $51 - $6,779 21%
First Choice Mpcn Standard $61 - $8,105 25%
Hinds County Prisoners $61 - $8,105 25%
Benefit Management Systems $80 - $12,526 33%
Citizens State Bank Inc $80 - $12,526 33%
First Choice Stratose $89 - $11,790 37%
Prime Health Services $89 - $11,790 37%
American Health Group $94 - $12,526 39%
Beech Street $94 - $12,526 39%
One Health Plan $100 - $13,263 41%
Ms Dept Of Rehabilitation Services $111 - $8,513 46%
Veterans Eval Services $111 - $206 46%
Medicaid / KanCare $162 - $2,247 66%
Magnolia Mcd Ms Chip $186 76%
Caresource Truecare $188 77%
Molina Chip $199 82%
Tricare $205 84%
Humana $212 87%
Medicare (plans) $212 87%
Node First Choice Shared Health Of Ms Mcr Adv $212 87%
Node Vantage Health Mcr Adv $212 87%
Node Magnolia Mcr Adv $214 88%
Node Champva $215 88%
Node Hospice Non Par Agree $215 88%
Node Va $215 88%
Molina $216 89%
Node Devoted Health Mcr Adv $216 89%
Node First Choice American Health Of Ms Mcr Adv $216 89%
Aetna $218 - $650 89%
Node First Choice Wellcare Mcr Adv $220 90%
Node Healthy Mississippi Mcr Adv $237 97%
Prime Work Comp $253 104%
Ms Work Comp $261 107%
Node Us Dept Of Labor $269 110%
First Choice Preferred $323 133%
Occunet $323 133%
Molina Exchange $362 149%
Seven Corners $366 150%
Magnolia Exchange $377 155%
First Choice Lgp $470 193%
Vantage Health Commercial $485 199%
Advanced Health Systems $486 199%
Blue Cross Blue Shield $625 256%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 1850 Chadwick Dr, Jackson, MS 39204
  • CMS Rating: ★★★☆☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals