Occupational therapy (therapeutic activities)
Facility: Merit Health Central
Billing Code: 97530 (CPT)
- CPT Billing Code: 97530
- Insurance Median: $58
- Cash Discount Price: $134
- vs. Medicare Baseline: 1.65x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $35.07 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Medicaid / KanCare | $9 - $29 | 26% |
| UnitedHealthcare | $28 - $190 | 80% |
| Caresource Truecare | $29 | 83% |
| Magnolia Mcd Ms Chip | $29 | 83% |
| Tricare | $30 | 86% |
| Molina Chip | $31 | 88% |
| Cigna | $32 - $117 | 91% |
| Humana | $32 | 91% |
| Medicare (plans) | $32 | 91% |
| Molina | $32 | 91% |
| Node Champva | $32 | 91% |
| Node Devoted Health Mcr Adv | $32 | 91% |
| Node First Choice American Health Of Ms Mcr Adv | $32 | 91% |
| Node First Choice Shared Health Of Ms Mcr Adv | $32 | 91% |
| Node Hospice Non Par Agree | $32 | 91% |
| Node Magnolia Mcr Adv | $32 | 91% |
| Node Va | $32 | 91% |
| Node Vantage Health Mcr Adv | $32 | 91% |
| Veterans Eval Services | $32 | 91% |
| Aetna | $33 - $416 | 94% |
| Node First Choice Wellcare Mcr Adv | $33 | 94% |
| Advanced Health Systems | $34 | 97% |
| Node Healthy Mississippi Mcr Adv | $35 | 100% |
| Blue Cross Blue Shield | $40 | 114% |
| First Choice Preferred | $48 | 137% |
| Occunet | $48 | 137% |
| Node Us Dept Of Labor | $52 | 148% |
| Seven Corners | $55 | 157% |
| Magnolia Exchange | $56 | 160% |
| Prime Work Comp | $59 | 168% |
| Ms Work Comp | $61 | 174% |
| Molina Exchange | $62 | 177% |
| First Choice Lgp | $70 | 200% |
| Vantage Health Commercial | $72 | 205% |
| Self Pay | $148 | 422% |
| Trimed Billing Solutions | $178 | 508% |
| Ms State Hospital Of Whitfield | $226 | 644% |
| First Choice Ppo Plus | $267 | 761% |
| First Choice Standard | $273 | 778% |
| First Choice Mpcn Standard | $327 | 932% |
| Hinds County Prisoners | $327 | 932% |
| Benefit Management Systems | $428 - $505 | 1220% |
| Citizens State Bank Inc | $428 - $505 | 1220% |
| First Choice Stratose | $475 | 1354% |
| Prime Health Services | $475 | 1354% |
| American Health Group | $505 | 1440% |
| Beech Street | $505 | 1440% |
| One Health Plan | $535 | 1526% |
| Ms Dept Of Rehabilitation Services | $594 | 1694% |