CMS Price Transparency Data

Occupational therapy (therapeutic activities)

Facility: Bmh-Golden Triangle

Billing Code: 97530 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97530
Insurance Median: $154
Cash Discount Price: $64
vs. Medicare Baseline: 4.39x Medicare

The contracted insurance negotiated median rate for a Occupational therapy (therapeutic activities) at Bmh-Golden Triangle is $154. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $64. Compared to the federal Medicare reimbursement reference rate of $35.07, this hospital’s rate is 4.39x the Medicare baseline. Located in 2520 5Th Street N, Columbus, MS.

Cash / Self-Pay

$64

Average discount available for prompt cash payment at this facility.

Insurance Median

$154

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$35.07

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $35.07 (100%)

Cash / Self-Pay: $64 (182%)

Insurance Median: $154 (439%)

Cash: $64 (182% of Medicare)

Ins. Median: $154 (439% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $35.07 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 439% of the Medicare baseline (a markup of 339%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$24 - $193	68%
Advanced Health Systems Inc.	$34	97%
Blue Cross Blue Shield	$34	97%
Magnolia Ms	$46 - $70	131%
Ppo Holdings	$78 - $117	222%
Magnolia Regional Health Center	$82 - $123	234%
Littler	$102 - $154	291%
Molina	$102 - $154	291%
Mpcn	$106 - $160	302%
Cigna	$112 - $169	319%
Primewell	$122 - $185	348%
Humana	$135 - $203	385%
First Choice Health Plan Of Ms	$143 - $216	408%
Multiplan	$153 - $231	436%
Novasys	$153 - $231	436%
UnitedHealthcare	$160 - $237	456%
Christian Health Aid	$163 - $246	465%
Ppo Plus	$173 - $262	493%
Qca	$184 - $277	525%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $64.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97530.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Bmh-Golden Triangle is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97530.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.