CMS Price Transparency Data

Occupational therapy (self-care training)

Facility: Mississippi Baptist Medical Center

Billing Code: 97535 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97535
Insurance Median: $64
Cash Discount Price: $27
vs. Medicare Baseline: 1.98x Medicare

The contracted insurance negotiated median rate for a Occupational therapy (self-care training) at Mississippi Baptist Medical Center is $64. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $27. Compared to the federal Medicare reimbursement reference rate of $32.4, this hospital’s rate is 1.98x the Medicare baseline. Located in 1225 N State St, Jackson, MS.

Cash / Self-Pay

$27

Average discount available for prompt cash payment at this facility.

Insurance Median

$64

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$32.4

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $32.4 (100%)

Cash / Self-Pay: $27 (83%)

Insurance Median: $64 (198%)

Cash: $27 (83% of Medicare)

Ins. Median: $64 (198% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $32.4 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$22 - $69	68%
Magnolia Ms	$28 - $46	86%
UnitedHealthcare	$29 - $162	90%
Advanced Health Systems Inc.	$35	108%
Blue Cross Blue Shield	$35	108%
Ppo Holdings	$38 - $62	117%
Magnolia Regional Health Center	$40 - $66	123%
Ppo Plus	$40 - $64	123%
Multiplan	$43 - $123	133%
Mpcn	$45 - $74	139%
Humana	$49 - $79	151%
Littler	$50 - $82	154%
Medi Share	$50 - $82	154%
Molina	$50 - $82	154%
First Choice Health Plan Of Ms	$54 - $87	167%
Primewell	$61 - $98	188%
Christian Health Aid	$81 - $131	250%
Occunet	$85	262%
Cigna	$161	497%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $27.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97535.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Mississippi Baptist Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97535.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.