CMS Price Transparency Data

Colonoscopy with biopsy

Facility: Ochsner Medical Center-Hancock

Billing Code: 45380 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45380
Insurance Median: $1,088
Cash Discount Price: $712
vs. Medicare Baseline: 0.89x Medicare

The contracted insurance negotiated median rate for a Colonoscopy with biopsy at Ochsner Medical Center-Hancock is $1,088. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $712. Compared to the federal Medicare reimbursement reference rate of $1,222.56, this hospital’s rate is 0.89x the Medicare baseline. Located in 149 Drinkwater Blvd, Bay Saint Louis, MS.

Cash / Self-Pay

$712

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,088

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$1,222.56

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $1,222.56 (100%)

Cash / Self-Pay: $712 (58%)

Insurance Median: $1,088 (89%)

Cash: $712 (58% of Medicare)

Ins. Median: $1,088 (89% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $1,222.56 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$666 - $693	54%
Cigna	$749 - $1,083	61%
Medicaid / KanCare	$874 - $918	71%
Mississippi Physicians Care Network	$936	77%
Humana	$974 - $1,083	80%
Zelis	$974	80%
Magnolia Health Plan – Wellcare By All Well Of Mississippi	$1,083	89%
Medicare (plans)	$1,083 - $1,137	89%
UnitedHealthcare	$1,083 - $2,959	89%
Aetna	$1,093 - $1,461	89%
Shared Health Mississippi	$1,137	93%
Claritev D/B/A Multiplan/Phcs/American Life Care	$1,199	98%
Healthcomp & Personify Health (Formerly Gilsbar)	$1,311	107%
Select Administrative Services Network	$1,311	107%
Ambetter / Centene	$1,732	142%
Primewell Health Services Commercial Exchange Plan	$3,031	248%
Primewell Health Services – Commercial	$3,031	248%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $712.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45380.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Ochsner Medical Center-Hancock is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45380.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.