CMS Price Transparency Data

X-ray, neck (cervical spine)

Facility: Ochsner Medical Center-Hancock

Billing Code: 72040 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72040
Insurance Median: $85
Cash Discount Price: $92
vs. Medicare Baseline: 0.96x Medicare

The contracted insurance negotiated median rate for a X-ray, neck (cervical spine) at Ochsner Medical Center-Hancock is $85. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $92. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 0.96x the Medicare baseline. Located in 149 Drinkwater Blvd, Bay Saint Louis, MS.

Cash / Self-Pay

$92

Average discount available for prompt cash payment at this facility.

Insurance Median

$85

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $92 (103%)

Insurance Median: $85 (96%)

Cash: $92 (103% of Medicare)

Ins. Median: $85 (96% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$67 - $71	75%
Humana	$73 - $81	82%
Cigna	$81 - $97	91%
Magnolia Health Plan – Wellcare By All Well Of Mississippi	$81	91%
Medicare (plans)	$81 - $85	91%
UnitedHealthcare	$81	91%
Aetna	$82 - $194	92%
Shared Health Mississippi	$85	96%
Mississippi Physicians Care Network	$121	136%
Zelis	$126	142%
Blue Cross Blue Shield	$127 - $164	143%
Ambetter / Centene	$129	145%
Claritev D/B/A Multiplan/Phcs/American Life Care	$155	174%
Healthcomp & Personify Health (Formerly Gilsbar)	$169	190%
Select Administrative Services Network	$169	190%
Primewell Health Services Commercial Exchange Plan	$226	254%
Primewell Health Services – Commercial	$226	254%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $92.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72040.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Ochsner Medical Center-Hancock is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72040.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.