CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: University of Mississippi Medical Center- Grenada

Billing Code: 72148 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72148
Insurance Median: $414
Cash Discount Price: $620
vs. Medicare Baseline: 1.70x Medicare

The contracted insurance negotiated median rate for a MRI, lower back (no contrast) at University of Mississippi Medical Center- Grenada is $414. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $620. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 1.70x the Medicare baseline. Located in 960 Avent Drive, Grenada, MS.

Cash / Self-Pay

$620

Average discount available for prompt cash payment at this facility.

Insurance Median

$414

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)

Cash / Self-Pay: $620 (254%)

Insurance Median: $414 (170%)

Cash: $620 (254% of Medicare)

Ins. Median: $414 (170% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Ms-Can-Molina-Gmc	$190	78%
Ms-Can-Magnolia-Gmc	$192	79%
Ms-Can-Truecare-Gmc	$193	79%
Medicare (plans)	$206	85%
Tricare	$206	85%
Va_Ccn-Gmc	$206	85%
Medadv_Primewell-Gmc	$212	87%
Medadv_Uhc-Gmc	$212	87%
Medadv_Uhcdsnp-Gmc	$212	87%
Wellcare-Gmc	$212	87%
Humana	$214	88%
Devoted_Health-Gmc	$216	89%
Molina-Chip-Gmc	$405	166%
Firstchoice-Gmc	$411	169%
Mpcn-Gmc	$413	169%
Magnolia-Chip-Gmc	$414	170%
Truecare-Chip-Gmc	$414	170%
Molina_Exchange-Gmc	$442	181%
Advhealth-Gmc	$486	199%
Ambetter / Centene	$518	212%
Primewell-Gmc	$599	246%
United-Gmc	$603	247%
Blue Cross Blue Shield	$712	292%
Bhsg-Gmc	$995 - $1,176	408%
Cigna	$1,251 - $1,478	513%
Aetna	$1,280 - $1,512	525%
Healthlink-Gmc	$1,315 - $1,554	539%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $620.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72148.

Insurance In-Network Protection Plan

Contact your insurance company to confirm University of Mississippi Medical Center- Grenada is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72148.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.