CMS Price Transparency Data

Occupational therapy (therapeutic activities)

Facility: University of Mississippi Medical Center- Grenada

Billing Code: 97530 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97530
Insurance Median: $35
Cash Discount Price: $59
vs. Medicare Baseline: 1.00x Medicare

The contracted insurance negotiated median rate for a Occupational therapy (therapeutic activities) at University of Mississippi Medical Center- Grenada is $35. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $59. Compared to the federal Medicare reimbursement reference rate of $35.07, this hospital’s rate is 1.00x the Medicare baseline. Located in 960 Avent Drive, Grenada, MS.

Cash / Self-Pay

$59

Average discount available for prompt cash payment at this facility.

Insurance Median

$35

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$35.07

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $35.07 (100%)

Cash / Self-Pay: $59 (168%)

Insurance Median: $35 (100%)

Cash: $59 (168% of Medicare)

Ins. Median: $35 (100% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $35.07 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Ms-Can-Molina-Gmc	$29	83%
Ms-Can-Magnolia-Gmc	$30	86%
Ms-Can-Truecare-Gmc	$30	86%
Medicare (plans)	$32	91%
Tricare	$32	91%
Va_Ccn-Gmc	$32	91%
Humana	$33	94%
Medadv_Primewell-Gmc	$33	94%
Medadv_Uhc-Gmc	$33	94%
Medadv_Uhcdsnp-Gmc	$33	94%
Wellcare-Gmc	$33	94%
Advhealth-Gmc	$34	97%
Devoted_Health-Gmc	$34	97%
United-Gmc	$35	100%
Blue Cross Blue Shield	$40	114%
Mpcn-Gmc	$61	174%
Molina-Chip-Gmc	$62	177%
Magnolia-Chip-Gmc	$64	182%
Truecare-Chip-Gmc	$64	182%
Molina_Exchange-Gmc	$69	197%
Ambetter / Centene	$81	231%
Primewell-Gmc	$90	257%
Bhsg-Gmc	$104	297%
Cigna	$130	371%
Aetna	$133	379%
Healthlink-Gmc	$137	391%
Firstchoice-Gmc	$162	462%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $59.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97530.

Insurance In-Network Protection Plan

Contact your insurance company to confirm University of Mississippi Medical Center- Grenada is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97530.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.