CMS Price Transparency Data

Culture, blood

Facility: S E Lackey Memorial Hospital

Billing Code: 87040 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 87040
Insurance Median: $59
Cash Discount Price: $37
vs. Medicare Baseline: 5.72x Medicare

The contracted insurance negotiated median rate for a Culture, blood at S E Lackey Memorial Hospital is $59. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $37. Compared to the federal Medicare reimbursement reference rate of $10.32, this hospital’s rate is 5.72x the Medicare baseline. Located in 330 N Broad Street, Forest, MS.

Cash / Self-Pay

$37

Average discount available for prompt cash payment at this facility.

Insurance Median

$59

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$10.32

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $10.32 (100%)

Cash / Self-Pay: $37 (359%)

Insurance Median: $59 (572%)

Cash: $37 (359% of Medicare)

Ins. Median: $59 (572% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $10.32 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 572% of the Medicare baseline (a markup of 472%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Magnolia Mcr Adv	$3 - $68	29%
UnitedHealthcare	$3 - $122	29%
Magnolia Mcaid	$9	87%
Va Ccn - All Plans	$10 - $68	97%
Wellcare Mcr Adv - All Plans	$10 - $68	97%
Corvel - All Plans	$22 - $146	213%
Cigna	$50 - $105	484%
Magnolia Comm/Exch - All Other Plans	$68	659%
Blue Cross Blue Shield	$100 - $138	969%
First/Health Choice - All Plans	$130	1260%
Health Partners - All Plans	$134	1298%
Multiplan - All Plans	$146	1415%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $37.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 87040.

Insurance In-Network Protection Plan

Contact your insurance company to confirm S E Lackey Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 87040.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.