CMS Price Transparency Data

Physical therapy (manual therapy)

Facility: S E Lackey Memorial Hospital

Billing Code: 97140 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97140
Insurance Median: $30
Cash Discount Price: $55
vs. Medicare Baseline: 1.08x Medicare

The contracted insurance negotiated median rate for a Physical therapy (manual therapy) at S E Lackey Memorial Hospital is $30. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $55. Compared to the federal Medicare reimbursement reference rate of $27.72, this hospital’s rate is 1.08x the Medicare baseline. Located in 330 N Broad Street, Forest, MS.

Cash / Self-Pay

$55

Average discount available for prompt cash payment at this facility.

Insurance Median

$30

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$27.72

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $27.72 (100%)

Cash / Self-Pay: $55 (198%)

Insurance Median: $30 (108%)

Cash: $55 (198% of Medicare)

Ins. Median: $30 (108% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $27.72 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Magnolia Comm/Exch - All Other Plans	$19 - $26	69%
Magnolia Mcr Adv	$19 - $26	69%
UnitedHealthcare	$19 - $46	69%
Va Ccn - All Plans	$19 - $26	69%
Wellcare Mcr Adv - All Plans	$19 - $26	69%
Magnolia Mcaid	$23 - $24	83%
Cigna	$30 - $50	108%
Blue Cross Blue Shield	$34 - $100	123%
First/Health Choice - All Plans	$37 - $49	133%
Health Partners - All Plans	$38 - $51	137%
Corvel - All Plans	$41 - $67	148%
Multiplan - All Plans	$41 - $55	148%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $55.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97140.

Insurance In-Network Protection Plan

Contact your insurance company to confirm S E Lackey Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97140.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.