CMS Price Transparency Data

Family therapy session

Facility: Ochsner Watkins Hospital

Billing Code: 90847 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90847
Insurance Median: $109
Cash Discount Price: $125
vs. Medicare Baseline: 0.60x Medicare

The contracted insurance negotiated median rate for a Family therapy session at Ochsner Watkins Hospital is $109. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $125. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 0.60x the Medicare baseline. Located in 605 South Archusa Avenue, Quitman, MS.

Cash / Self-Pay

$125

Average discount available for prompt cash payment at this facility.

Insurance Median

$109

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $125 (69%)

Insurance Median: $109 (60%)

Cash: $125 (69% of Medicare)

Ins. Median: $109 (60% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Humana	$68 - $108	37%
Cigna	$81 - $134	45%
Medicare (plans)	$84 - $124	46%
UnitedHealthcare	$84 - $165	46%
Ambetter / Centene	$85 - $140	47%
Magnolia Health Plan – Wellcare By All Well Of Mississippi	$85 - $109	47%
Shared Health Mississippi	$88 - $113	49%
Medicaid / KanCare	$90 - $124	50%
Aetna	$94 - $174	52%
Select Administrative Services Network	$102 - $154	56%
Claritev D/B/A Multiplan/Phcs/American Life Care	$109 - $140	60%
Zelis	$109 - $235	60%
Prime Health Services Ppo	$115 - $149	63%
Blue Cross Blue Shield	$116 - $300	64%
Primewell Health Services Commercial Exchange Plan	$119 - $160	66%
Primewell Health Services – Commercial	$119 - $160	66%
Prime Health Services Ppo -Workers Comp	$172 - $178	95%
Cor Vel	$176 - $180	97%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $125.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90847.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Ochsner Watkins Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90847.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.