CMS Price Transparency Data

Inguinal hernia repair

Facility: North Sunflower Medical Center Cah

Billing Code: 49505 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 49505
Insurance Median: $1,354
Cash Discount Price: $1,719
vs. Medicare Baseline: 0.37x Medicare

The contracted insurance negotiated median rate for a Inguinal hernia repair at North Sunflower Medical Center Cah is $1,354. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,719. Compared to the federal Medicare reimbursement reference rate of $3,657.95, this hospital’s rate is 0.37x the Medicare baseline. Located in 840 North Oak Avenue, Ruleville, MS.

Cash / Self-Pay

$1,719

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,354

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3,657.95

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,657.95 (100%)

Cash / Self-Pay: $1,719 (47%)

Insurance Median: $1,354 (37%)

Cash: $1,719 (47% of Medicare)

Ins. Median: $1,354 (37% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,657.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Ambetter / Centene	$470 - $3,038	13%
Aetna	$535 - $3,859	15%
Humana	$535 - $3,008	15%
Medicare (plans)	$535 - $3,008	15%
Mpcn-All Plans	$674 - $3,689	18%
UnitedHealthcare	$710 - $1,354	19%
Medicaid / KanCare	$1,348 - $2,488	37%
Blue Cross Blue Shield	$5,675	155%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,719.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 49505.

Insurance In-Network Protection Plan

Contact your insurance company to confirm North Sunflower Medical Center Cah is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 49505.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.