CMS Price Transparency Data

Colonoscopy with biopsy

Facility: Ochsner Laird Hospital

Billing Code: 45380 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45380
Insurance Median: $1,239
Cash Discount Price: $1,182
vs. Medicare Baseline: 1.01x Medicare

The contracted insurance negotiated median rate for a Colonoscopy with biopsy at Ochsner Laird Hospital is $1,239. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,182. Compared to the federal Medicare reimbursement reference rate of $1,222.56, this hospital’s rate is 1.01x the Medicare baseline. Located in 25117 Highway 15, Union, MS.

Cash / Self-Pay

$1,182

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,239

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$1,222.56

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $1,222.56 (100%)

Cash / Self-Pay: $1,182 (97%)

Insurance Median: $1,239 (101%)

Cash: $1,182 (97% of Medicare)

Ins. Median: $1,239 (101% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $1,222.56 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$693 - $1,357	57%
Medicaid / KanCare	$874 - $918	71%
Humana	$997 - $1,221	82%
Cigna	$1,080 - $1,221	88%
UnitedHealthcare	$1,182 - $1,221	97%
Medicare (plans)	$1,221 - $1,404	100%
Ambetter / Centene	$1,233	101%
Magnolia Health Plan - Wellcare By All Well Of Mississippi	$1,233	101%
Aetna	$1,260	103%
Shared Health Mississippi	$1,282	105%
Prime Health Services Ppo -Workers Comp	$1,322	108%
Cor Vel	$1,350	110%
Select Administrative Services Network	$1,357	111%
Claritev D/B/A Multiplan/Phcs/American Life Care	$1,454	119%
Zelis	$1,454	119%
Prime Health Services Ppo	$1,551	127%
Primewell Health Services - Commercial	$1,628	133%
Primewell Health Services Commercial Exchange Plan	$1,628	133%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,182.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45380.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Ochsner Laird Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45380.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.