CMS Price Transparency Data

New patient office visit (30-44 min)

Facility: Ochsner Laird Hospital

Billing Code: 99203 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99203
Insurance Median: $176
Cash Discount Price: $168
vs. Medicare Baseline: 1.50x Medicare

The contracted insurance negotiated median rate for a New patient office visit (30-44 min) at Ochsner Laird Hospital is $176. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $168. Compared to the federal Medicare reimbursement reference rate of $117.57, this hospital’s rate is 1.50x the Medicare baseline. Located in 25117 Highway 15, Union, MS.

Cash / Self-Pay

$168

Average discount available for prompt cash payment at this facility.

Insurance Median

$176

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$117.57

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $117.57 (100%)

Cash / Self-Pay: $168 (143%)

Insurance Median: $176 (150%)

Cash: $168 (143% of Medicare)

Ins. Median: $176 (150% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $117.57 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$68 - $215	58%
Humana	$82 - $196	70%
Blue Cross Blue Shield	$90 - $193	77%
Aetna	$104 - $179	88%
Cigna	$104 - $196	88%
UnitedHealthcare	$104 - $196	88%
Claritev D/B/A Multiplan/Phcs/American Life Care	$105 - $207	89%
Prime Health Services Ppo	$115 - $221	98%
Prime Health Services Ppo -Workers Comp	$133	113%
Cor Vel	$134 - $135	114%
Select Administrative Services Network	$134 - $193	114%
Zelis	$134 - $207	114%
Magnolia Health Plan - Wellcare By All Well Of Mississippi	$137 - $196	117%
Medicare (plans)	$137 - $225	117%
Ambetter / Centene	$140 - $176	119%
Shared Health Mississippi	$143 - $206	122%
Primewell Health Services - Commercial	$160 - $232	136%
Primewell Health Services Commercial Exchange Plan	$160 - $232	136%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $168.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99203.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Ochsner Laird Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99203.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.