CMS Price Transparency Data

Sleep study (overnight, in lab)

Facility: Neshoba County General Hospital

Billing Code: 95810 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 95810
Insurance Median: $784
Cash Discount Price: $738
vs. Medicare Baseline: 0.89x Medicare

The contracted insurance negotiated median rate for a Sleep study (overnight, in lab) at Neshoba County General Hospital is $784. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $738. Compared to the federal Medicare reimbursement reference rate of $877.34, this hospital’s rate is 0.89x the Medicare baseline. Located in 1001 Holland Ave, Philadelphia, MS.

Cash / Self-Pay

$738

Average discount available for prompt cash payment at this facility.

Insurance Median

$784

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$877.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $877.34 (100%)

Cash / Self-Pay: $738 (84%)

Insurance Median: $784 (89%)

Cash: $738 (84% of Medicare)

Ins. Median: $784 (89% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $877.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Tricare	$102 - $714	12%
Humana	$114 - $793	13%
Magnolia Mcr Adv-All Other Plans	$114 - $793	13%
Molina Comm-All Other Plans	$114 - $793	13%
Molina Mcr Adv	$114 - $793	13%
UnitedHealthcare	$114 - $794	13%
Wellcare Mcr Adv-All Plans	$114 - $793	13%
Geha-All Plans	$206 - $1,692	23%
Multiplan-All Plans	$206 - $1,692	23%
Magnolia Mcaid	$728 - $775	83%
Molina Mcaid	$728 - $775	83%
Mpcn Mcaid	$728 - $775	83%
Aetna	$940	107%
First Choice Comm Ip/Op Only - All Plans	$991	113%
Cigna	$1,222	139%
Ahs Ip/Op Only-All Plans	$1,392	159%
Blue Cross Blue Shield	$1,440	164%
Affordable Health Care-All Plans	$1,598	182%
Health Choice Ip/Op Only-All Plans	$1,598	182%
Health Link Ip/Op Only-All Plans	$1,598	182%
Mpcn Ip/Op Only-All Other Plans	$2,350	268%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $738.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 95810.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Neshoba County General Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 95810.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.