Sleep study (overnight, in lab)
Facility: St. Patrick Hospital
Billing Code: 95810 (CPT)
This hospital's typical commercial price is $967 compared to the $1,094 fair price benchmark.
5-Star CMS clinical quality rating paired with 0.88× fair market pricing.
One of the lower prices — 5 of 6 other MT hospitals charge more for the same procedure.
Black dot = this hospital, among the 7 MT hospitals with a price for this procedure. Full list below.
A fair price for a Sleep study (overnight, in lab) is about $1,094 (about 1.2× the $877 Medicare rate). St. Patrick Hospital charges insurers about $967, or about $1,886 in cash — below the fair price — a good deal. Located in Missoula, MT.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
2 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| Blue Cross Blue Shieldmajor | $886 | 101% |
| Humanamajor | $895 | 102% |
| PacificSource | $904 | 103% |
| + 2 smaller / regional plans | $967 - $3,049 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at St. Patrick Hospital
Compare: Sleep study (overnight, in lab) at other MT hospitals
- Logan Health Medical Center · Kalispell $912
- St Peters Health · Helena $1,053
- Logan Health - Whitefish · Whitefish $1,203
- Central Montana Medical Center · Lewistown $1,284
- Intermountain Health St Vincent Regional Hospital · Billings $1,492
- St James Hospital · Butte $2,900
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at St. Patrick Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $856
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $856).
Self-Pay Cash Rate ($1,886) Beats Your Bill
St. Patrick Hospital's published 45 CFR § 180 self-pay cash rate is $1,886 (vs. $967 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $1,094 Fair BaseRate ($877 Medicare)
Your bill ($2,357) is $1,263 above the denoised Fair BaseRate ($1,094) and 2.7× the $877 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.