Culture, bacterial
Facility: Phillips County Hospital - Cah
Billing Code: 87070 (CPT)
This hospital's typical commercial price is $7 compared to the $28 fair price benchmark.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
Lowest price of the 9 MT hospitals we have prices for — a strong deal.
Black dot = this hospital, among the 9 MT hospitals with a price for this procedure. Full list below.
Note: The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.
A fair price for a Culture, bacterial is about $28 (about 3.1× the $9 Medicare rate). Phillips County Hospital - Cah charges insurers about $7, or about $114 in cash — below the fair price — a good deal. Located in Malta, MT.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
4 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $7 | 81% |
| Blue Cross Blue Shieldmajor | $7 | 81% |
| Aetnamajor | $7 | 81% |
| Cignamajor | $7 | 81% |
| + 2 smaller / regional plans | $7 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Phillips County Hospital - Cah
Compare: Culture, bacterial at other MT hospitals
- Central Montana Medical Center · Lewistown $8
- Roundup Memorial Healthcare · Roundup $9
- St Peters Health · Helena $13
- Logan Health Medical Center · Kalispell $13
- St. Patrick Hospital · Missoula $14
- Great Falls Clinic Hospital · Great Falls $16
- Stillwater Billings Clinic · Columbus $17
- Logan Health - Whitefish · Whitefish $17
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Phillips County Hospital - Cah (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $41
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $41).
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Phillips County Hospital - Cah's published 45 CFR § 180 self-pay cash rate is $114 (vs. $7 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $28 Fair BaseRate ($9 Medicare)
Your bill ($114) is $86 above the denoised Fair BaseRate ($28) and 12.7× the $9 Medicare rate.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.