CMS Price Transparency Data

Gallbladder removal (laparoscopic)

Facility: Frances Mahon Deaconess Hospital

Billing Code: 47562 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 47562
Insurance Median: $1,186
Cash Discount Price: $3,064
vs. Medicare Baseline: 0.19x Medicare

The contracted insurance negotiated median rate for a Gallbladder removal (laparoscopic) at Frances Mahon Deaconess Hospital is $1,186. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $3,064. Compared to the federal Medicare reimbursement reference rate of $6,176.47, this hospital’s rate is 0.19x the Medicare baseline. Located in 621 3Rd St S, Glasgow, MT.

Cash / Self-Pay

$3,064

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,186

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$6,176.47

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $6,176.47 (100%)

Cash / Self-Pay: $3,064 (50%)

Insurance Median: $1,186 (19%)

Cash: $3,064 (50% of Medicare)

Ins. Median: $1,186 (19% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $6,176.47 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Ihs-All Plans	$632	10%
UnitedHealthcare	$632 - $1,010	10%
Blue Cross Blue Shield	$727 - $1,125	12%
Humana	$727	12%
Montana Co-Op-All Plans	$1,109	18%
Cigna	$1,247	20%
First Choice Health-All Plans	$2,723	44%
Allegiance Mt	$2,893	47%
Geha-All Plans	$3,166	51%
Interwest-All Plans	$3,166	51%
Health Infonet-All Plans	$3,234	52%
Multiplan-All Plans	$3,234	52%
Pacific Source-All Plans	$3,234	52%
Three Rivers-All Plans	$3,234	52%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $3,064.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 47562.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Frances Mahon Deaconess Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 47562.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.