CMS Price Transparency Data

Digestive disorders treatment (inpatient stay)

Facility: Central Montana Medical Center

Billing Code: 392 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 392
Insurance Median: $7,217
Cash Discount Price: $6,526
vs. Medicare Baseline: 1.27x Medicare

The contracted insurance negotiated median rate for a Digestive disorders treatment (inpatient stay) at Central Montana Medical Center is $7,217. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $6,526. Compared to the federal Medicare reimbursement reference rate of $5,675.87, this hospital’s rate is 1.27x the Medicare baseline. Located in 408 Wendell Ave, Lewistown, MT.

Cash / Self-Pay

$6,526

Average discount available for prompt cash payment at this facility.

Insurance Median

$7,217

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$5,675.87

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $5,675.87 (100%)

Cash / Self-Pay: $6,526 (115%)

Insurance Median: $7,217 (127%)

Cash: $6,526 (115% of Medicare)

Ins. Median: $7,217 (127% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $5,675.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$6,822 - $7,678	120%
Humana	$6,822	120%
Triwest - All Plans	$6,822	120%
Veterans Affairs - All Plans	$6,822	120%
Coventry/First Health - All Plans	$7,140	126%
UnitedHealthcare	$7,140	126%
Ebms - All Plans	$7,294	129%
Allegiance Comm - All Other Plans	$7,371	130%
Health Infonet - All Plans	$7,371	130%
Montana Health Co-Op - All Plans	$7,448	131%
Interwest Ppo	$7,524	133%
Pacific Source Hp - All Plans	$7,524	133%
Interwest Trad - All Other Plans	$7,678	135%
Allegiance Rbphp	$26,712	471%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $6,526.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 392.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Central Montana Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 392.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.