CMS Price Transparency Data

Colonoscopy (diagnostic)

Facility: Roundup Memorial Healthcare

Billing Code: 45378 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45378
Insurance Median: $859
Cash Discount Price: $1,700
vs. Medicare Baseline: 0.90x Medicare

The contracted insurance negotiated median rate for a Colonoscopy (diagnostic) at Roundup Memorial Healthcare is $859. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,700. Compared to the federal Medicare reimbursement reference rate of $950.1, this hospital’s rate is 0.90x the Medicare baseline. Located in 1202 3Rd St W, Roundup, MT.

Cash / Self-Pay

$1,700

Average discount available for prompt cash payment at this facility.

Insurance Median

$859

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$950.1

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $950.1 (100%)

Cash / Self-Pay: $1,700 (179%)

Insurance Median: $859 (90%)

Cash: $1,700 (179% of Medicare)

Ins. Median: $859 (90% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $950.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Tricare	$165	17%
UnitedHealthcare	$165	17%
Va Ccn - All Plans	$165	17%
Ebms (Rmhn Network) - All Plans	$306	32%
Montana Health Co-Op Ppo/Pos - All Plans	$309	33%
First Choice-All Plans	$312	33%
Pacific Source-All Plans	$324	34%
Geha-All Plans	$1,394	147%
Blue Cross Blue Shield	$1,530 - $1,700	161%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,700.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45378.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Roundup Memorial Healthcare is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45378.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.