Providence St Joseph Medical Center
6 13Th Ave E, Polson, MT 59860 · 117 Priced Procedures · 74% Patient Recommendation
Typical commercial prices here are +133% above the fair benchmark (2.33×) even after accounting for local nurse/doctor wages and patient complexity.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
Wide Procedure Spread · Upper-Quartile Skew Pricer
Providence St Joseph Medical Center prices routine shoppable procedures at 3.1× Medicare (median 2.19× Fair BaseRate) while upper-quartile commercial rates jump +21% to 2.64× Fair BaseRate. Self-pay cash discounts and comparing specific CPT procedure codes before scheduling yield the strongest savings.
Where They're Good (Patient & Payer Edge)
- Bottom-quartile procedures (Q25) price at 2.07× the peer BaseRate benchmark
- Self-pay cash beats commercial insurance on 12% of shoppable procedures (95/100 Cash Honesty)
- CMS clinical safety score (71/100 safety score) with 74% patient recommendation
- IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (27.6% AGB cap)
Where You Can Get Burned (Markup Traps)
- Outpatient surgery & OR suites carry a 1.2× markup over Medicare rates
- Commercial insurance median sits at 2.19× Fair BaseRate (3.1× Medicare), so insured patients should always compare the self-pay cash price before paying.
- Upper-quartile procedures (Q75 2.64×) jump +21% above the median procedure ratio (Q50 2.19×)
- Unnegotiated chargemaster list prices average 6.6× Medicare (18¢ true HCRIS cost per $1 gross)
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at Providence St Joseph Medical Center
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 117 published procedures.
| Procedure & Billing Code | This Hospital | vs. Fair |
|---|---|---|
| Bunion correction surgery CPT Code: 28296 | $9,713 | unverified |
| Cataract surgery with lens implant CPT Code: 66984 | $7,046 | unverified |
| C-section delivery (full package) CPT Code: 59510 | $3,297 | 1.1× |
| Vaginal delivery (full package) CPT Code: 59400 | $2,909 | 1.1× |
| Injection procedure for pain management HCPCS Code: G0260 | $2,102 | 2.5× |
| Total hip replacement CPT Code: 27130 | $1,886 | unverified |
| Total knee replacement CPT Code: 27447 | $1,884 | unverified |
| Sleep study (overnight, in lab) CPT Code: 95810 | $1,275 | 1.2× |
| Psychological testing by technician CPT Code: 96138 | $1,232 | unverified |
| CT scan, abdomen and pelvis (with contrast) CPT Code: 74177 | $1,202 | 2.7× |
| MRI, brain (with and without contrast) CPT Code: 70553 | $1,202 | 2.4× |
| Knee arthroscopy with meniscus repair CPT Code: 29881 | $960 | unverified |
| Gallbladder removal (laparoscopic) CPT Code: 47562 | $981 | unverified |
| Trauma team activation HCPCS Code: G0390 | $962 | unverified |
| Ultrasound, leg veins (duplex) CPT Code: 93970 | $762 | 2.8× |
| CT scan, abdomen and pelvis (no contrast) CPT Code: 74176 | $762 | 2.5× |
| MRI, lower back (no contrast) CPT Code: 72148 | $762 | 2.3× |
| MRI, brain (no contrast) CPT Code: 70551 | $762 | 2.2× |
| MRI, knee or other leg joint CPT Code: 73721 | $762 | 2.1× |
| Inguinal hernia repair CPT Code: 49505 | $777 | unverified |
| Rabies immune globulin HCPCS Code: 90375 | $711 | 2.2× |
| Echocardiogram (heart ultrasound) CPT Code: 93306 | $726 | 1.2× |
| Breast lump removal CPT Code: 19120 | $694 | unverified |
| CT scan, head (with contrast) CPT Code: 70460 | $588 | 2.4× |
| CT scan, head (with and without contrast) CPT Code: 70470 | $588 | 2.3× |
Audit a Bill or Quote at Providence St Joseph Medical Center (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $6,427
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (27.6% of gross = $6,427).
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Ask Providence St Joseph Medical Center's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.
Negotiate Toward $3,446 Fair BaseRate ($3,343 Medicare)
Your bill ($23,311) is $19,865 above the denoised Fair BaseRate ($3,446) and 7.0× the $3,343 Medicare rate.
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Hospital-Specific CMS HCRIS Benchmark (27.6% of gross charges)
Under 26 U.S.C. § 501(r)(5), a tax-exempt hospital organization may not bill FAP-eligible patients more than Amounts Generally Billed (AGB) to individuals with insurance covering emergency or medically necessary care. Derived from this facility’s reported CMS HCRIS cost-to-charge & insurer allowance filings. Verify your exact Financial Assistance Policy (FAP) determination directly with the billing office.
Clinical Quality, Patient Experience & Infection Benchmarks
CMS Price Transparency Administrative Enforcement Log
Factual public administrative actions published by the Centers for Medicare & Medicaid Services regarding 45 CFR § 180 compliance at Providence St Joseph Medical Center. Prior administrative notices do not necessarily reflect current compliance status.
- 2025-06-10·administrative_or_closure
Met Requirements
Recorded
Source: CMS Hospital Care Compare (85 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Providence St Joseph Medical Center.
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.