Stillwater Billings Clinic
710 N 11Th St, Columbus, MT 59019 · 100 Priced Procedures · 79% Patient Recommendation
Typical commercial prices here are +16% above the fair benchmark (1.16×) even after accounting for local nurse/doctor wages and patient complexity.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
Loss-Leader / Captive Ancillary Cross-Subsidizer
Stillwater Billings Clinic prices routine shoppable procedures near 0.6× Medicare (p50 0.92×) while skewing captive emergency, lab, and upper-quartile codes to 2.0× Medicare (p75 1.93×, +110% upper-tail jump). Patients scheduling elective outpatient care can capture competitive rates, but emergency and ancillary bills require strict line-item auditing.
Where They're Good (Patient & Payer Edge)
- Bottom-quartile procedures (Q25) price at 0.39× the peer BaseRate benchmark
- Self-pay cash beats commercial insurance on 35% of shoppable procedures (25/100 Cash Honesty)
- CMS clinical safety score (72/100 safety score) with 79% patient recommendation
- IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (71.2% AGB cap)
Where You Can Get Burned (Markup Traps)
- Even at low-cost facilities (1.16× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
- Captive ER (0.5×) & laboratory (1.4×) services average 3.33× higher multiples than routine shoppable care (0.6×)
- Upper-quartile procedures (Q75 1.93×) jump +110% above the median procedure ratio (Q50 0.92×)
- Consolidated metro market (HHI 5,208) limits in-network hospital competition (Highly Concentrated Monopoly (>2,500))
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at Stillwater Billings Clinic
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 100 published procedures.
Audit a Bill or Quote at Stillwater Billings Clinic (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $8,830
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (71.2% of gross = $8,830).
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Stillwater Billings Clinic's published 45 CFR § 180 self-pay cash rate is $12,404 (vs. $12,404 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $19,087 Fair BaseRate ($14,117 Medicare)
Your entered amount is at or below the modeled Fair BaseRate benchmark ($19,087).
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Hospital-Specific CMS HCRIS Benchmark (71.2% of gross charges)
Under 26 U.S.C. § 501(r)(5), a tax-exempt hospital organization may not bill FAP-eligible patients more than Amounts Generally Billed (AGB) to individuals with insurance covering emergency or medically necessary care. Derived from this facility’s reported CMS HCRIS cost-to-charge & insurer allowance filings. Verify your exact Financial Assistance Policy (FAP) determination directly with the billing office.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare (36 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Stillwater Billings Clinic.
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.