CMS Price Transparency Data

Blood test, hemoglobin

Facility: Memorial Mission Hospital and Asheville Surgery Ce

Billing Code: 85018 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85018
Insurance Median: $13
Cash Discount Price: $71
vs. Medicare Baseline: 5.49x Medicare

The contracted insurance negotiated median rate for a Blood test, hemoglobin at Memorial Mission Hospital and Asheville Surgery Ce is $13. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $71. Compared to the federal Medicare reimbursement reference rate of $2.37, this hospital’s rate is 5.49x the Medicare baseline. Located in 509 Biltmore Ave, Asheville, NC.

Cash / Self-Pay

$71

Average discount available for prompt cash payment at this facility.

Insurance Median

$13

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$2.37

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $2.37 (100%)

Cash / Self-Pay: $71 (2996%)

Insurance Median: $13 (549%)

Cash: $71 (2996% of Medicare)

Ins. Median: $13 (549% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $2.37 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 549% of the Medicare baseline (a markup of 449%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$2 - $51	84%
Alignment Health	$2	84%
Ambetter / Centene	$2	84%
Humana	$2	84%
Pruitthealth Premier	$2	84%
United	$2 - $42	84%
United Behavioral Health	$2	84%
Wellcare	$2 - $13	84%
Amerihealth	$3	127%
Amerihealth Caritas	$3	127%
Cigna	$3 - $35	127%
Healthteam Advantage	$3	127%
Longevity Health Plan	$3	127%
Oscar	$3	127%
Provider Partners Health Plan	$3	127%
Troy Healthcare	$3	127%
Blue Cross Blue Shield	$13	549%
Apex Health	$14	591%
Partners Health Management	$14	591%
Vaya Health	$14	591%
Caresource	$31	1308%
Medcost	$40 - $60	1688%
Magellan	$43	1814%
Magellan Behavioral Health	$43	1814%
Multiplan	$57	2405%
Avalon Administrative Services	$60	2532%
Prime Health	$63 - $64	2658%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $71.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85018.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Memorial Mission Hospital and Asheville Surgery Ce is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85018.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.