CMS Price Transparency Data

New patient office visit (30-44 min)

Facility: Memorial Mission Hospital and Asheville Surgery Ce

Billing Code: 99203 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99203
Insurance Median: $158
Cash Discount Price: $436
vs. Medicare Baseline: 1.34x Medicare

The contracted insurance negotiated median rate for a New patient office visit (30-44 min) at Memorial Mission Hospital and Asheville Surgery Ce is $158. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $436. Compared to the federal Medicare reimbursement reference rate of $117.57, this hospital’s rate is 1.34x the Medicare baseline. Located in 509 Biltmore Ave, Asheville, NC.

Cash / Self-Pay

$436

Average discount available for prompt cash payment at this facility.

Insurance Median

$158

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$117.57

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $117.57 (100%)

Cash / Self-Pay: $436 (371%)

Insurance Median: $158 (134%)

Cash: $436 (371% of Medicare)

Ins. Median: $158 (134% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $117.57 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$80 - $172	68%
United	$81 - $258	69%
Amerihealth	$83	71%
Wellcare	$83	71%
Partners Health Management	$84	71%
Vaya Health	$84	71%
Apex Health	$87	74%
Aetna	$113 - $315	96%
Oscar	$156	133%
Medcost	$190 - $371	162%
Caresource	$192	163%
Amerihealth Caritas	$205	174%
Magellan	$262	223%
Magellan Behavioral Health	$262	223%
Multiplan	$349	297%
Avalon Administrative Services	$371	316%
Prime Health	$384 - $393	327%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $436.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99203.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Memorial Mission Hospital and Asheville Surgery Ce is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99203.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.