CMS Price Transparency Data

Culture, blood

Facility: High Point Regional Health System

Billing Code: 87040 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 87040
Insurance Median: $98
Cash Discount Price: $124
vs. Medicare Baseline: 9.50x Medicare

The contracted insurance negotiated median rate for a Culture, blood at High Point Regional Health System is $98. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $124. Compared to the federal Medicare reimbursement reference rate of $10.32, this hospital’s rate is 9.50x the Medicare baseline. Located in 601 N Elm St, High Point, NC.

Cash / Self-Pay

$124

Average discount available for prompt cash payment at this facility.

Insurance Median

$98

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$10.32

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $10.32 (100%)

Cash / Self-Pay: $124 (1202%)

Insurance Median: $98 (950%)

Cash: $124 (1202% of Medicare)

Ins. Median: $98 (950% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $10.32 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 950% of the Medicare baseline (a markup of 850%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Alliance	$19	184%
Amerihealth	$19 - $41	184%
Carolina Complete	$19	184%
Healthy Blue	$19	184%
Partners	$19	184%
Trillium	$19	184%
UnitedHealthcare	$19 - $165	184%
Vaya	$19	184%
Wellcare	$19	184%
Ambetter / Centene	$45	436%
Blue Cross Blue Shield	$47 - $75	455%
Medcost	$66 - $158	640%
Aetna	$74 - $161	717%
Oscar	$74 - $99	717%
Cigna	$136	1318%
Directnet	$146	1415%
Private Healthcare Systems	$203	1967%
Multiplan	$222	2151%
Humana	$230 - $235	2229%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $124.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 87040.

Insurance In-Network Protection Plan

Contact your insurance company to confirm High Point Regional Health System is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 87040.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.