CMS Price Transparency Data

Sleep study (overnight, in lab)

Facility: High Point Regional Health System

Billing Code: 95810 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 95810
Insurance Median: $1,631
Cash Discount Price: $2,054
vs. Medicare Baseline: 1.86x Medicare

The contracted insurance negotiated median rate for a Sleep study (overnight, in lab) at High Point Regional Health System is $1,631. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,054. Compared to the federal Medicare reimbursement reference rate of $877.34, this hospital’s rate is 1.86x the Medicare baseline. Located in 601 N Elm St, High Point, NC.

Cash / Self-Pay

$2,054

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,631

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$877.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $877.34 (100%)

Cash / Self-Pay: $2,054 (234%)

Insurance Median: $1,631 (186%)

Cash: $2,054 (234% of Medicare)

Ins. Median: $1,631 (186% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $877.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Amerihealth	$596 - $1,333	68%
Carolina Complete	$596	68%
Healthy Blue	$596	68%
Partners	$596	68%
UnitedHealthcare	$602 - $2,744	69%
Vaya	$602	69%
Wellcare	$602	69%
Alliance	$608	69%
Trillium	$614	70%
Blue Cross Blue Shield	$916 - $1,470	104%
Medcost	$1,101 - $2,633	125%
Aetna	$1,224 - $2,670	140%
Oscar	$1,232 - $1,643	140%
Ambetter / Centene	$1,315	150%
Cigna	$2,255	257%
Directnet	$2,428	277%
Private Healthcare Systems	$3,369	384%
Multiplan	$3,697	421%
Humana	$3,820 - $3,903	435%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,054.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 95810.

Insurance In-Network Protection Plan

Contact your insurance company to confirm High Point Regional Health System is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 95810.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.