Hospital observation (per hour)
Facility: Novant Health Presbyterian Medical Center
Billing Code: G0378 (HCPCS)
This hospital's typical commercial price is $80 compared to the $108 fair price benchmark.
5-Star CMS clinical quality rating paired with 0.74× fair market pricing.
A typical price — 3 charge more and 4 charge less, among the 8 NC hospitals compared.
Black dot = this hospital, among the 8 NC hospitals with a price for this procedure. Full list below.
A fair price for a Hospital observation (per hour) is about $108. Novant Health Presbyterian Medical Center charges insurers about $80, or about $164 in cash — below the fair price — a good deal. Located in Charlotte, NC.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
5 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $10 - $351 | — |
| Blue Cross Blue Shieldmajor | $10 - $433 | — |
| Aetnamajor | $28 - $481 | — |
| Cignamajor | $29 - $310 | — |
| Humanamajor | $40 - $433 | — |
| AmeriHealth | $10 - $107 | — |
| CareSource | $18 - $198 | — |
| WellCare | $10 - $107 | — |
| + 7 smaller / regional plans | $10 - $583 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Novant Health Presbyterian Medical Center
Compare: Hospital observation (per hour) at other NC hospitals
- Hugh Chatham Memorial Hospital · Elkin $17
- Catawba Valley Medical Center · Hickory $21
- Pender Memorial Hospital · Burgaw $37
- Novant Health Forsyth Medical Center · Winston-Salem $69
- Novant Health Thomasville Medical Center · Thomasville $82
- Novant Health Medical Park Hospital · Winston-Salem $82
- UNC Hospitals · Chapel Hill $100
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Novant Health Presbyterian Medical Center (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $119
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $119).
Self-Pay Cash Rate ($164) Beats Your Bill
Novant Health Presbyterian Medical Center's published 45 CFR § 180 self-pay cash rate is $164 (vs. $80 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $108 Fair BaseRate ($63 Medicare)
Your bill ($329) is $221 above the denoised Fair BaseRate ($108) and 5.2× the $63 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.